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Best 0% APR Financing Deals For June 2020

Best 0% APR Car Deals

Best 0% APR Car DealsMany manufacturers are offering zero percent APR car deals this month on 2019 and 2020 models for well qualified buyers.

In addition to financing deals, most specials come with a bonus cash credit of up to $5,000. By paying no interest, drivers can save money on many of today's popular models from manufacturers like Ford, Toyota, and Chevrolet.

The 0% APR deal term lengths range from 24-72 months, but a majority are for 60 months. Some notable ones this month are on the 2019 Buick Regal TourX, 2019 Hyundai Tucson, and 2020 Nissan Murano.

Best 0% APR Financing Deals Right Now

Here's our picks for the best APR deals for the month of June. Some include bonus cash offers as well.

See the full list of all 0% APR vehicle purchase deals across all car brands below.

What does a 0% APR Offer Mean?

What does a 0% APR offer mean?

When you get a car loan from a dealership or lender, they make their money by charging you interest and loan fees.  These fees are factored into your monthly payment and spread out across the life of the loan.

The annual percentage rate (APR) is the percent of all your payments over a year that go towards interest and fees.  The higher the APR, the higher your monthly payment.

If a dealership offers a promotional 0% APR loan, they are waiving their loan fees and interest as an incentive to get you to buy a car. 100% of every payment you make will be applied to your loan principal.

Is 0% a good deal? (What’s the catch?)

Is 0% APR a good deal?0% APR car loans are offered as an promotion to get you in the door.  Sometimes these offers are a bait and switch and only apply to specific models and option packages that may be in limited stock.

Or, sometimes zero or low APR offers are actually good deals.  But dealerships will usually try to make money on the sale in other ways, like a higher car price, or add-ons like gap insurance or extended warranties. And sometimes the catch is that the low APR may only apply up to a certain amount requiring you to make a bigger down payment else pay a higher APR for anything above the limit.

And be sure to read the fine print as almost all zero APR offers require you to be a well qualified buyer with excellent credit.

What credit score do you need to get 0% financing?

What credit score do you need to get 0% financing?Lenders rarely advertise the minimum credit score to be eligible for 0% financing.  However, you'll typically need at least a 700 credit score and a score above 720 will give you a better chance of being approved.
Interest Free Car Deals (Who has 0% financing right now?)

All 0% Finance Deals for June 2020

Below is a list of all the current 0% APR deals offered by each manufacturer right now.

YearMakeModelBest Avail. APRLengthCash BonusExpiration
2020AudiA30.00%36 months6/30/2020
2019AudiA40.00%72 months6/30/2020
2020AudiA40.00%36 months6/30/2020
2019AudiA50.00%72 months6/30/2020
2019AudiA60.00%72 months6/30/2020
2020AudiA60.00%36 months6/30/2020
2020AudiA70.00%36 months6/30/2020
2020AudiA80.00%36 months6/30/2020
2020AudiQ50.00%36 months6/30/2020
2019AudiQ70.00%72 months6/30/2020
2020AudiQ70.00%36 months6/30/2020
2019AudiE-Tron0.00%72 months6/30/2020
2020AudiS30.00%36 months6/30/2020
2019AudiS40.00%72 months6/30/2020
2020AudiS40.00%36 months6/30/2020
2019AudiS50.00%72 months6/30/2020
2020AudiS60.00%36 months6/30/2020
2020AudiS70.00%36 months6/30/2020
2020AudiS80.00%36 months6/30/2020
2020AudiSQ50.00%36 months6/30/2020
2020AudiSQ70.00%36 months6/30/2020
2020BMWi30.00%60 months$7,500 6/30/2020
2020BuickEnclave0.00%72 months6/30/2020
2020BuickEncore0.00%72 months6/30/2020
2020BuickEnvision0.00%72 months6/30/2020
2020BuickRegal0.00%72 months6/30/2020
2020BuickRegal TourX0.00%72 months6/30/2020
2020GMCAcadia0.00%72 months6/30/2020
2020GMCCanyon0.00%72 months6/30/2020
2020GMCSierra 15000.00%72 months6/30/2020
2020GMCTerrain0.00%72 months6/30/2020
2020GMCYukon0.00%72 months6/30/2020
2020GMCYukon XL0.00%72 months6/30/2020
2020CadillacCT60.00%60 months$1,000 6/30/2020
2020CadillacXT40.00%60 months$1,500 6/30/2020
2020CadillacXT50.00%60 months$1,500 6/30/2020
2020CadillacXT60.00%60 months$1,500 6/30/2020
2020ChevroletBolt EV0.00%72 months$4,750 6/30/2020
2020ChevroletEquinox0.00%72 months6/30/2020
2020ChevroletSilverado 15000.00%72 months6/30/2020
2020ChevroletTrax0.00%72 months6/30/2020
2020Chrysler3000.00%36 months6/30/2020
2020ChryslerVoyager0.00%36 months6/30/2020
2020DodgeDurango0.00%36 months$7506/30/2020
2019DodgeGrand Caravan0.00%36 months$1,000 6/30/2020
2019DodgeJourney0.00%36 months$2,000 6/30/2020
2020DodgeJourney0.00%36 months$1,000 6/30/2020
2019FordEcoSport0.00%72 months7/6/2020
2020FordEcoSport0.00%72 months7/6/2020
2020FordEscape0.00%72 months7/6/2020
2020FordEdge0.00%72 months7/6/2020
2020FordExpedition0.00%72 months7/6/2020
2020FordExplorer0.00%72 months7/6/2020
2019FordF-1500.00%84 months7/6/2020
2020FordF-1500.00%72 months7/6/2020
2019FordRanger0.00%72 months7/6/2020
2020FordRanger0.00%60 months7/6/2020
2020FordFusion0.00%72 months7/6/2020
2019FordMustang0.00%72 months7/6/2020
2020FordMustang0.00%60 months7/6/2020

YearMakeModelBest Avail. APRLengthCash BonusExpiration
2020HyundaiAccent0.00%48 months$5006/30/2020
2019HyundaiElantra0.00%72 months$5006/30/2020
2019HyundaiElantra GT0.00%60 months6/30/2020
2020HyundaiSanta Fe0.00%72 months6/30/2020
2019HyundaiSonata0.00%60 months$5006/30/2020
2019HyundaiSonata Hybrid0.00%60 months$5006/30/2020
2019HyundaiSonata Plug-in Hybrid0.00%60 months$5006/30/2020
2019HyundaiTucson0.00%72 months$1,000 6/30/2020
2020HyundaiTucson0.00%72 months6/30/2020
2020HyundaiVenue0.00%36 months6/30/2020
2020InfinitiQ500.00%72 months7/6/2020
2020InfinitiQ600.00%72 months7/6/2020
2020InfinitiQX500.00%72 months7/6/2020
2020InfinitiQX600.00%72 months7/6/2020
2020InfinitiQX800.00%72 months7/6/2020
2020JaguarXE0.00%24-72 months6/30/2020
2020JaguarXF0.00%24-72 months6/30/2020
2020JaguarE-Pace0.00%24-72 months6/30/2020
2020JaguarF-Pace0.00%24-72 months6/30/2020
2020JaguarF-Type0.00%24-72 months6/30/2020
2020JaguarI-Pace0.00%24-72 months6/30/2020
2020JeepGrand Cherokee0.00%36 months$1,500 6/30/2020
2019JeepRenegade0.00%36 months$1,250 6/30/2020
2019KiaCadenza0.00%75 months6/1/2020
2020KiaForte0.00%66 months6/1/2020
2019KiaNiro0.00%75 months6/1/2020
2019KiaNiro Plug-In Hybrid0.00%75 months6/1/2020
2020KiaOptima0.00%75 months6/1/2020
2020KiaSedona0.00%66 months6/1/2020
2020KiaSorento0.00%75 months6/1/2020
2020KiaSoul0.00%66 months6/1/2020
2020KiaSportage0.00%75 months6/1/2020
2019KiaStinger0.00%75 months6/1/2020
2020KiaStinger0.00%66 months6/1/2020
2019KiaK9000.00%75 months6/1/2020
2020KiaK9000.00%66 months6/1/2020
2020Land RoverVelar0.00%24-72 months6/30/2020
2020Land RoverEvoque0.00%24-72 months6/30/2020
2020Land RoverDiscovery0.00%24-72 months6/30/2020
2020Land RoverDiscovery Sport0.00%24-72 months6/30/2020
2020Land RoverRange Rover Sport0.00%24-72 months6/30/2020
2020Land RoverRange Rover0.00%24-72 months6/30/2020
2020LexusES0.00%60 months6/30/2020
2020LexusES Hybrid0.00%60 months6/30/2020
2020LexusGS0.00%60 months6/30/2020
2020LexusGX0.00%60 months6/30/2020
2020LexusGS F0.00%60 months6/30/2020
2020LexusIS0.00%60 months6/30/2020
2020LexusLC0.00%60 months6/30/2020
2020LexusLC Hybrid0.00%60 months6/30/2020
2020LexusLS0.00%60 months6/30/2020
2020LexusLS Hybrid0.00%60 months6/30/2020
2020LexusLX0.00%60 months6/30/2020
2020LexusUX0.00%60 months6/30/2020
2020LexusUX Hybrid0.00%60 months6/30/2020
2020LexusNX0.00%60 months6/30/2020
2020LexusNX Hybrid0.00%60 months6/30/2020
2020LexusRC0.00%60 months6/30/2020
2020LexusRC F0.00%60 months6/30/2020
2020LexusRX0.00%60 months6/30/2020
2020LexusRX Hybrid0.00%60 months6/30/2020
2020LincolnMKZ0.00%72 months7/6/2020
2020LincolnMKZ Hybrid Reserve0.00%72 months7/6/2020
2019LincolnNautilus0.00%72 months7/6/2020
2019MazdaCX-30.00%60 months$7506/30/2020
2020MazdaCX-30.00%60 months6/30/2020
2020MazdaCX-50.00%60 months6/30/2020
2020MazdaCX-90.00%60 months6/30/2020
2020MazdaCX-300.00%60 months$5006/30/2020
2020Mazda30.00%60 months6/30/2020
2020Mazda60.00%60 months$5006/30/2020
2019MazdaMX-5 Miata0.00%60 months$5006/30/2020
2020MazdaMX-5 Miata0.00%60 months$5006/30/2020
2019MitsubishiEclipse Cross0.00%72 months$5006/30/2020
2020MitsubishiEclipse Cross0.00%60 months$5006/30/2020
2020MitsubishiOutlander Phev0.00%72 months$5006/30/2020
2019MitsubishiOutlander0.00%48 months$1,000 6/30/2020
2020MitsubishiOutlander0.00%60 months$5006/30/2020
2019MitsubishiOutlander Sport0.00%60 months$1,000 6/30/2020
2020MitsubishiOutlander Sport0.00%60 months$5006/30/2020
2019MitsubishiMirage0.00%60 months$1,000 6/30/2020
2020MitsubishiMirage0.00%60 months$5006/30/2020
2019MitsubishiMirage G40.00%60 months$1,000 6/30/2020
2020MitsubishiMirage G40.00%60 months$7506/30/2020
2020NissanAltima0.00%60 months$1,250 7/6/2020
2019NissanArmada0.00%36 months$5,000 7/6/2020
2019NissanFrontier0.00%84 months$1,495 7/6/2020
2019NissanLeaf0.00%60 months$1,000 7/6/2020
2020NissanLeaf0.00%60 months$1,500 7/6/2020
2020NissanMaxima0.00%36 months$1,000 7/6/2020
2020NissanMurano0.00%36 months$1,500 7/6/2020
2019NissanPathfinder0.00%36 months$5007/6/2020
2020NissanPathfinder0.00%36 months$1,500 7/6/2020
2020NissanRogue0.00%60 months$1,000 7/6/2020
2020NissanRogue Sport0.00%60 months$1,000 7/6/2020
2019NissanSentra0.00%60 months$2,000 7/6/2020
2020NissanSentra0.00%60 months7/6/2020
2019NissanTitan0.00%84 months$4,750 7/6/2020
2020NissanTitan0.00%60 months$2,000 7/6/2020
2019NissanTitan XD0.00%84 months$4,750 7/6/2020
2020NissanTitan XD0.00%60 months$2,000 7/6/2020
2020SubaruAscent0.00%63 months6/30/2020
2020SubaruForester0.00%63 months6/30/2020
2020SubaruImpreza0.00%63 months6/30/2020
2020SubaruLegacy0.00%63 months6/30/2020
2020SubaruOutback0.00%63 months6/30/2020
2020ToyotaAvalon0.00%60 months7/6/2020
2020ToyotaAvalon Hybrid0.00%60 months7/6/2020
2020ToyotaCamry Hybrid0.00%60 months7/6/2020
2020ToyotaCorolla Hybrid0.00%36 months7/6/2020
2020ToyotaCorolla Hatchback0.00%60 months7/6/2020
2020ToyotaHighlander Hybrid0.00%36 months7/6/2020
2020ToyotaPrius0.00%60 months7/6/2020
2020ToyotaRAV4 Hybrid0.00%60 months7/6/2020
2020ToyotaGR Supra0.00%60 months7/6/2020
2020VolvoXC900.00%60 months6/30/2020
2020VolvoXC600.00%60 months6/30/2020
2020VolvoXC400.00%60 months6/30/2020
2019VolvoS600.00%60 months6/30/2020

These offers may vary based on location, credit score, and financing terms and are not guaranteed.  So use my free service to Check Discount Car Prices to get the best prices that include current manufacturer offers and incentives.

Best 0% APR Deals by Category

Frequently Asked Questions

Sometimes APR deals are tied to buying a car at a non-negotiable price or have a short loan term like 24 or 36 months.  But if you look closely, sometimes you can find good deals without a catch. See all 0% APR offers this month.

72 and 84 month loans are worse than shorter loans.  The longer the loan term, the more you’ll end up paying in interest over the life of the loan.  However, if you have 0% APR, a longer loan can be good because you’re not paying any interest at all.

Zero APR means you pay 0% interest on your car loan.  60 months is the duration of the loan (and the total number of monthly payments).  See all 0% APR offers this month.

You can get a loan through dealer financing or through your bank or credit union.  Go with whoever offers you the best lending terms unless getting a loan is tied to a discount on the price of a car.

No, it’s just the interest rate on an auto loan and doesn’t have anything to do with your credit.