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Best 0% APR Deals on Luxury Cars and SUVs [October Edition]

best 0 apr luxury car deals

best 0 apr luxury car dealsCar manufacturers are offering zero percent APR deals on luxury cars to entice car buyers to spend in a down economy.

0% APR deal term lengths are much longer than historical financing deals, with payment terms going up to 84 months and many at 60-72 months as well. A few deals each month have bonus cash back offers that allow buyers to save a few hundred or even a couple thousand dollars on a new luxury vehicle.

With dealers and brands so eager to revive sales, high-end car buyers can easily find an interest free deal on many 2020 and 2021 models.

Best 0% APR Financing Deals on Luxury Cars

Here's our picks for the best APR deals on luxury cars for the month of October. Some include bonus cash offers as well.

YearMakeModelBest Avail. APRLengthCash BonusExpiration
2020InfinitiQ500.00%72 months11/2/2020
2020LexusES0.00%60 months11/2/2020
2020JaguarXE0.00%24-72 months11/2/2020
2021VolvoS900.00%60 months11/2/2020
2020ToyotaAvalon0.00%60 months11/2/2020

Best 0% APR Financing Deals on Luxury SUVs

Here's our picks for the best APR deals on luxury SUVs for the month of October. Some include bonus cash offers as well.

YearMakeModelBest Avail. APRLengthCash BonusExpiration
2020CadillacXT40.00%60 months$2,000 11/2/2020
2021VolvoXC900.00%60 months11/2/2020
2020LexusLX0.00%60 months11/2/2020
2020Land RoverEvoque0.00%24-60 months11/2/2020
2020InfinitiQX600.00%72 months11/2/2020

Frequently Asked Questions

What is the most affordable luxury car to buy right now?

You can get a well-made vehicle with premium features for under $35,000 with an entry-level luxury car or SUV. Some of these include the Mercedes-Benz A-Class, Audi A3, BMW 2 Series, and Infiniti Q50.

What luxury car companies are offering 0% APR?

Luxury car brands like BMW, Cadillac, Land Rover, and Lexus consistently put out new 0% APR deals each month on their lineup.

Can you get 0% APR on a luxury car?

Even though brands like Mercedes-Benz, Volvo, and Audi rarely offer 0% APR, there are still plenty of options for luxury cars and SUVs with 0% APR. Top brands like Lexus and higher-end models from Lincoln and Kia are available with no interest.

Is 0% financing a good idea on a luxury car?

Especially at the price point of luxury vehicles, not paying any interest on top of the high monthly payments can be very beneficial. As long as you can pay the loan and have a very solid credit score, 0% APR can be a good deal.

What credit score do you need to qualify for 0% APR?

In general, your credit score should be at least 700 to qualify for 0% APR financing, but with luxury brands it should be a bit higher. Buyers with a score of 720 – 750 (or higher) have a much better chance.