Best Lease Deals With No Money Down [December Edition]
One advantage of leasing a vehicle is that it generally requires a lower initial investment compared to buying. You can save even more by taking advantage of a zero down payment deal.
Also, by paying a low or no down payment, you lose nothing if the leased vehicle is stolen or totaled in the first few months.
Below we share our picks for the best lease offers with no upfront payment.
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Best Lease Deals With Zero Down Payment (or Low Payment)
Here's our picks for the best zero down lease deals this month. We also included a few lease offers with very low down payments as well. Most of these specials are available until the end of the month.
#1 Deal: 2020 Honda HR-V
Lease Deal: $250/month for 36 months, $0 due at signing
#2 Deal: 2020 Honda Accord
Lease Deal: $290/month for 36 months, $0 due at signing
#3 Deal: 2021 Volkswagen Atlas
Lease Deal: $389/month for 39 months, $0 due at signing
#4 Deal: 2020 Lincoln MKZ
Lease Deal: $424/month for 36 months, $0 due at signing
#5 Deal: 2020 Lincoln Corsair
Lease Deal: $448/month for 36 months, $0 due at signing
|2020||Honda||HR-V||$250/month for 36 months, $0 due at signing||1/4/2021|
|2020||Honda||Accord||$290/month for 36 months, $0 due at signing||1/4/2021|
|2021||Volkswagen||Atlas||$389/month for 39 months, $0 due at signing||1/4/2021|
|2020||Lincoln||MKZ||$424/month for 36 months, $0 due at signing||1/4/2021|
|2020||Lincoln||Corsair||$448/month for 36 months, $0 due at signing||1/4/2021|
Cheapest Car to Lease No Money Down
A few zero down deals happen to be on some of the most affordable cars on the market. This combination means a low upfront cost and low monthly payments. Check out our pick for the cheapest car to lease with no money down.
Top Pick: 2020 Honda Civic
Lease Deal: $240/month for 36 months, $0 due at signing
What Other Manufacturers Offer a Zero Down Lease?
Even if a manufacturer does not have any advertised zero down-payment deals, almost all of them are willing to forgo a down payment if you have good credit. Check out my guide to learn how to negotiate a lease to not pay anything up front.
Frequently Asked Questions
Are there any car leases with no money down?
Yes, manufacturers are offering a variety of zero down lease deals right now. And sometimes you can negotiate zero down for other models if you have good credit.
Who is offering leases with zero down payment?
Many popular manufacturers like Honda, Hyundai, and Nissan periodically offer lease deals with no down payment required. Manufacturers consistently release deals each month that have zero or very low due at signing amounts.
How do I lease a car for zero down?
Lease terms are typically negotiable so you can sometimes ask a car dealer to transfer your down payment into higher monthly payments. Learn more about how to negotiate a lease.
Should I put a down payment on a lease?
One of the main advantages of leasing is the low up-front costs, but keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation.
What is 'due at signing' on a lease?
The due at signing amount typically consists of the first month’s payment, security deposit, acquisition fee, and any state taxes. It’s important to read the details before leasing, even with advertised $0 down there may be applicable taxes and fees. Learn how zero down leases work.
What credit score do I need to lease a car?
With some exceptions, the typical minimum credit score to lease a car is 620. However, unless your credit score is over 680, you will not qualify for the best lease deals.