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Best Lease Deals With No Money Down [September 2021 Edition]

best lease deals with zero down
best lease deals with zero down

One advantage of leasing a vehicle is that it generally requires a lower initial investment compared to buying. You can save even more by taking advantage of a zero down payment deal.

Also, by paying a low or no down payment, you lose nothing if the leased vehicle is stolen or totaled in the first few months.

Below we share our picks for the best lease offers with no upfront payment.

Want more lease deals? You’re in the right place for the latest zero down deals.  But if you want even more options, we also collect all types of lease deals across all brands and vehicle types.

Best Lease Deals With Zero Down Payment (or Low Payment)

Here's our picks for the best zero down lease deals this month. We also included a few lease offers with very low down payments as well. Most of these specials are available until the end of the month.

Subaru Impreza#1 Deal: 2021 Subaru Impreza

Lease Deal: $199/month for 36 months, $1,999 due at signing

Check Subaru Impreza Prices


 

2021 Chevy Camaro#2 Deal: 2021 Chevrolet Camaro*

Lease Deal: $302/month for 39 months, $312 due at signing

Check Chevrolet Camaro Prices


 

2020 Chevrolet Trax#3 Deal: 2021 Chevrolet Trax*

Lease Deal: $189/month for 39 months, $2,139 due at signing

Check Chevrolet Trax Prices


 

Buick Encore GX#4 Deal: 2021 Buick Encore GX*

Lease Deal: $179/month for 24 months, $2,419 due at signing

Check Buick Encore GX Prices


 

2020 Mazda6#5 Deal: 2021 Mazda6

Lease Deal: $229/month for 36 months, $2,499 due at signing

Check Mazda6 Prices


 

YearMakeModelLease OffersExpiration
2021SubaruImpreza$199/month for 36 months, $1,999 due at signing9/30/2021
2021ChevroletCamaro$302/month for 39 months, $312 due at signing*9/30/2021
2021ChevroletTrax$189/month for 39 months, $2,139 due at signing*9/30/2021
2021BuickEncore GX$179/month for 24 months, $2,419 due at signing*9/30/2021
2021MazdaMazda6$229/month for 36 months, $2,499 due at signing9/30/2021
* Chevrolet and Buick lease deals only apply to current lessees of a 2016 or newer GM or non-GM vehicle

 

To find the best deal, be sure to get discounted car prices from CarsDirect.

Cheapest Car to Lease No Money Down (or Low Payment)

A few zero down deals happen to be on some of the most affordable cars on the market. This combination means a low upfront cost and low monthly payments. Check out our pick for the cheapest car to lease with no money down below. Or read about all our cheap lease deal picks.

Subaru Impreza

Top Pick: 2021 Subaru Impreza
Lease Deal: $199/month for 36 months, $1,999 due at signing

Check Impreza Prices


 

Cheapest SUV to Lease No Money Down (or Low Payment)

So what is the cheapest SUV to lease with no money down? Out of all these SUVs, we selected the 2021 Chevrolet Trax*

2020 Chevrolet Trax

Top Pick: 2021 Chevrolet Trax*
Lease Deal: $189/month for 39 months, $2,139 due at signing

Check Trax Prices


 

Best Lease Deal Under $300 With No Money Down (or Low Payment)

We make our picks for the best lease deals under $200 here, but what is the best under $300 lease deal with no (or low) money down? Out of all the lease deals, we selected the 2021 Mazda6

2020 Mazda6

Top Pick: 2021 Mazda6
Lease Deal: $229/month for 36 months, $2,499 due at signing

Check Mazda6 Prices

Zero Down Lease Deals on Trucks

Manufacturers do not advertise zero down deals on trucks as frequently as cars.  Perhaps because trucks are in high demand and one of the fastest growing classes of vehicles.

But don’t fret.  Regardless of whether deals are advertised, you can often negotiate a zero down deal on either a car or truck.  And there are plenty of other lease deals on trucks available.

Sign and Drive Lease Deals

Made popular by Volkswagen, sign and drive leases usually involve no out-of-pocket expenses at closing.  The dealer will roll all costs into your monthly payment so that you do not pay anything that day.  You literally sign the paperwork and then drive off the lot with your new car.

Are sign and drive lease deals the same as zero down? Sign and drive is just one type of zero down offer.  While sign and drive typically means nothing is due upfront, some zero down deals have costs at closing like a deposit of the first month’s payment and fees.

What Other Manufacturers Offer a Zero Down Lease?

Even if a manufacturer does not have any advertised zero down-payment deals, almost all of them are willing to forgo a down payment if you have good credit.  Check out my guide to learn how to negotiate a lease to not pay anything up front.

Zero Down Lease Guide

Frequently Asked Questions

Are there any car leases with no money down?

Yes, manufacturers are offering a variety of zero down lease deals right now. And sometimes you can negotiate zero down for other models if you have good credit.

Who is offering leases with zero down payment?

Many popular manufacturers like Honda, Hyundai, and Nissan periodically offer lease deals with no down payment required. Manufacturers consistently release deals each month that have zero or very low due at signing amounts.

How do I lease a car for zero down?

Lease terms are typically negotiable so you can sometimes ask a car dealer to transfer your down payment into higher monthly payments.  Learn more about how to negotiate a lease.

Should I put a down payment on a lease?

One of the main advantages of leasing is the low up-front costs, but keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation.

What is 'due at signing' on a lease?

The due at signing amount typically consists of the first month’s payment, security deposit, acquisition fee, and any state taxes. It’s important to read the details before leasing, even with advertised $0 down there may be applicable taxes and fees. Learn how zero down leases work.

What credit score do I need for a zero down deal?

With some exceptions, the typical minimum credit score to lease a car is 620. However, unless your credit score is over 680, you will not qualify for a zero down deal.

How much should I put down on a lease?

When leasing a car, the dealer or manufacturer may set a predetermined due at signing amount. There isn't much leeway on what you can put down on a lease, so expect to pay that amount. You can learn more about how much money to put down on a car here. However, if you have very good credit and make enough annually, you may be able to negotiate a zero down lease deal with higher monthly payments.