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Best Lease Deals For September 2020

Best Lease Deals

Best Lease DealsMany manufacturers are offering low monthly lease deals this month on 2019 and 2020 models for well qualified buyers.

In addition to offers with low monthly payments, there are a few deals with no or low down payments. By paying a lower amount at signing, drivers can save money on many of today's popular models from manufacturers like Ford, Toyota, and Chevrolet.

Below we break down lease offers by category and highlight some of the best lease deals right now.

Best Lease Deals Right Now

Here's our picks for the best lease deals for the month of September.

YearMakeModelLease OffersExpiration
2020HondaAccord$290/month for 36 months, $0 due at signing11/2/2020
2020SubaruImpreza$189/month for 36 months, $2,089 due at signing9/30/2020
2020MazdaCX-30$189/month for 36 months, $2,999 due at signing9/30/2020
2020ToyotaRAV4$249/month for 36 months, $2,999 due at signing9/30/2020
2020HyundaiIoniq Electric$199/month for 36 months, $2,199 due at signing11/2/2020
2020JeepGladiator$239/month for 36 months, $2,999 due at signing9/30/2020
2021SubaruCrosstrek$275/month for 36 months, $2,055 due at signing9/30/2020
2020NissanPathfinder$259/month for 36 months, $2,359 due at signing9/30/2020
2021BMW3-Series$479/month for 36 months, $3,999 due at signing9/30/2020
2020InfinitiQX60$399/month for 39 months, $4,599 due at signing9/30/2020

Best Lease Deals (Video)

Frequently Asked Questions


Yes, some car brands advertise zero down leases.  Here’s the full list of zero down offers right now.

Even if it’s not advertised, some dealers make the down payment optional if you meet their credit requirements.  Keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation.

Monthly payments are cheaper when leasing a car.  But if you buy and keep a car after it’s paid off, it’s cheaper in the long run. Here are some of the cheapest lease offers with monthly payments under $200.

Yes, leasing a car builds credits in the same way that buying a car does.  You just need to show a history of paying in full and on time.

With some exceptions, the typical minimum credit score to lease a car is 620. However, unless your credit score is over 680, you will not qualify for the best lease deals.

Capitalized cost is the total amount being financed with a lease.  This is the price of the vehicle and all associated fees, minus whatever you pay in cash for your down payment and your trade-in.

The money factor is the financing rate on a lease, similar to interest paid on a loan, but expressed a little differently.  The lower the money factor, the less your monthly payment will be.

Leasing a car does result in lower monthly car payments.  But for most car buyers, it makes more financial sense to buy a car outright than to lease.  The exceptions are if you are deducting the car as a business expense or you want to replace your car every 2-3 years.  Learn more about the reasons to buy or lease a car.

Dealers love to offer leases because they will make more profit than a typical car sale.  And consumers are less likely to negotiate a lease due to seemingly low payments and confusing financial terms like money factor and capitalized cost.