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Best Lease Deals For September 2021

Best Lease Deals

Best Lease DealsMany manufacturers are offering lease deals and incentives this month on 2020 and 2021 models for all different types of vehicles.

Let's break down these offers by category and highlight some of the best lease deals right now.

Best Lease Deals Right Now (across all vehicle types)

Here's our picks for the best vehicle lease deals for the month of September.

YearMakeModelLease OffersExpiration
2021ToyotaTacoma$169/month for 36 months, $2,999 due at signing10/4/2021
2021ChryslerPacifica Hybrid$179/month for 36 months, $3,999 due at signing9/30/2021
2021SubaruImpreza$199/month for 36 months, $1,999 due at signing9/30/2021
2021FordEcoSport$169/month for 24 months, $2,859 due at signing10/4/2021
2022NissanFrontier$299/month for 36 months, $4,224 due at signing10/4/2021
2021MazdaCX-5$229/month for 36 months, $2,999 due at signing9/30/2021
2022BMW3 Series$469/month for 36 months, $3,999 due at signing9/30/2021
2021InfinitiQX50$419/month for 36 months, $4,199 due at signing9/30/2021
2022KiaSportage$189/month for 36 months, $3,299 due at signing10/4/2021
2022HondaHR-V$199/month for 36 months, $3,399 due at signing11/1/2021

Our Top Pick in Each Vehicle Class & Category

Zero Down (or Low Payment) Lease Deals

Subaru Impreza

Subaru Impreza

One of our favorite types of lease incentive is the no money down offer. Even when brands don't advertise, you can often negotiate a zero down payment deal as well.  Our top pick this month is the 2021 Subaru Impreza with a deal of $199/month for 36 months, $1,999 due at signing.

See all our picks for the best zero down lease deals for September »

Lease Deals Under $200 per Month

2021 Chrysler Pacifica Hybrid

Chrysler Pacifica Hybrid

You can find many affordable lease deals for under two hundred dollars per month. Our top pick this month is the 2021 Chrysler Pacifica Hybrid with a deal of $179/month for 36 months, $3,999 due at signing.

See all our picks for the best lease deals under $200 per month for September »

Cheapest Lease Deals

2021 Kia Forte

Kia Forte

When you think of a cheap car, you probably have low expectations.  But we've found some deals with good leasing terms without sacrificing quality.  Our top pick this month is the 2021 Kia Forte with a deal of $159/month for 36 months, $2,799 due at signing.

See all our picks for the cheapest lease deals for September »

Truck Lease Deals

2021 Ford Ranger

Ford Ranger

If you want a pickup truck but are scared of the price tag, there are plenty of good lease options to consider this month.  Our top pick this month is the 2021 Ford Ranger with a deal of $235/month for 24 months, $3,685 due at signing.

See all our picks for the best truck lease deals for September »

SUV Lease Deals

2020 Nissan Rogue Sport

Nissan Rogue Sport

Need a little extra space or 4 wheel drive? There's plenty of SUV lease options to choose from.  Our top pick this month is the 2021 Nissan Rogue Sport with a deal of $189/month for 36 months, $3,589 due at signing.

See all our picks for the best SUV lease deals for September »

Minivan Lease Deals

2021 Toyota Sienna

Toyota Sienna

Minivans are not just for “soccer moms”, they are great for anyone who wants an affordable vehicle with a ton of room. There's plenty of minivan lease options to choose from. Our top pick this month is the 2021 Toyota Sienna with a deal of $329/month for 36 months, $2,999 due at signing.

See all our picks for the best minivan lease deals for September »

Luxury Lease Deals

Volvo S60

Volvo S60

If you're ready to treat yourself to a high-end ride, there are many sophisticated car and SUV options that won't break the bank.  Our top pick this month is the 2022 Volvo S60 with a deal of $385/month for 36 months, $3,685 due at signing.

See all our picks for the best luxury vehicle lease deals for September »

Best Lease Deals (Video)

Frequently Asked Questions

Can you lease without a down payment?

Yes, some car brands advertise zero down leases.  Here’s the full list of zero down offers right now.

Even if it’s not advertised, some dealers make the down payment optional if you meet their credit requirements.  Keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation.

Is it cheaper to buy or lease a car?

Monthly payments are cheaper when leasing a car.  But if you buy and keep a car after it’s paid off, it’s cheaper in the long run. Here are some of the cheapest lease offers with monthly payments under $200.

Does leasing a car build credit?

Yes, leasing a car builds credits in the same way that buying a car does.  You just need to show a history of paying in full and on time.

What credit score do I need to lease a car?

With some exceptions, the typical minimum credit score to lease a car is 620. However, unless your credit score is over 680, you will not qualify for the best lease deals.

What is capitalized cost in a car lease?

Capitalized cost is the total amount being financed with a lease.  This is the price of the vehicle and all associated fees, minus whatever you pay in cash for your down payment and your trade-in.

What is the money factor in a car lease?

The money factor is the financing rate on a lease, similar to interest paid on a loan, but expressed a little differently.  The lower the money factor, the less your monthly payment will be.

Is it better to buy or lease a car?

Leasing a car does result in lower monthly car payments.  But for most car buyers, it makes more financial sense to buy a car outright than to lease.  The exceptions are if you are deducting the car as a business expense or you want to replace your car every 2-3 years.  Learn more about the reasons to buy or lease a car.

Why do dealers want you to lease?

Dealers love to offer leases because they will make more profit than a typical car sale.  And consumers are less likely to negotiate a lease due to seemingly low payments and confusing financial terms like money factor and capitalized cost.