Current Lease Offers for September 2024: Our Top Picks

https://www.findthebestcarprice.com/author-ftbcp

Geoff Cudd

Geoff Cudd

I am a serial entrepreneur and a consumer advocate. When I’m not helping car buyers, I love working on ventures that have a positive impact.

I run a cause marketing agency and serve on the board of Vayu Global Health where we are disrupting the medical industry and preventing the needless deaths of mothers and babies during childbirth.

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In our search for the best lease deals for car buyers, we carefully went through every car brand's official website.

We focused on finding lease offers with the lowest monthly payments and the least amount of money needed upfront at signing relative to the MSRP.

Our thorough search aimed to help car buyers find great deals. We wanted to ensure you get a good value and save money on their next car lease.

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Best Lease Deals Right Now (across all vehicle types)

Here's our picks for the best vehicle lease deals for the month of September.

How We Collect & Rank Lease Deals

At the start of each month, we meticulously search for deals from all major manufacturers, sourcing them directly.

In our evaluation of car lease deals, we first calculated the lease value ratio by dividing the monthly payment by the car's market value, seeking lower ratios for better value.

We then considered the lease term, favoring shorter terms for their flexibility despite potentially higher monthly payments. Our focus also included the down payment, preferring deals with low or no initial payment to reduce overall lease costs.

Additionally, we calculated the total lease cost, to compare deals accurately. Finally, we factored in special offers and incentives from manufacturers, such as reduced interest rates or discounts, which significantly impact the lease's financial appeal.

This comprehensive approach helped us effectively determine the best value lease deals for you.

Our Top Pick in Each Vehicle Class & Category

Best Lease Deals Video

Frequently Asked Questions

Can you lease without a down payment?

Yes, some car brands advertise zero down leases.  Here’s the full list of zero down offers right now.

Even if it’s not advertised, some dealers make the down payment optional if you meet their credit requirements.  Keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation.

Is it cheaper to buy or lease a car?

Monthly payments are cheaper when leasing a car.  But if you buy and keep a car after it’s paid off, it’s cheaper in the long run. Here are some of the cheapest lease offers with monthly payments under $200.

Does leasing a car build credit?

Yes, leasing a car builds credits in the same way that buying a car does.  You just need to show a history of paying in full and on time.

What credit score do I need to lease a car?

With some exceptions, the typical minimum credit score to lease a car is 620. However, unless your credit score is over 680, you will not qualify for the best lease deals.

What is capitalized cost in a car lease?

Capitalized cost is the total amount being financed with a lease.  This is the price of the vehicle and all associated fees, minus whatever you pay in cash for your down payment and your trade-in.

What is the money factor in a car lease?

The money factor is the financing rate on a lease, similar to interest paid on a loan, but expressed a little differently.  The lower the money factor, the less your monthly payment will be.

Is it better to buy or lease a car?

Leasing a car does result in lower monthly car payments.  But for most car buyers, it makes more financial sense to buy a car outright than to lease.  The exceptions are if you are deducting the car as a business expense or you want to replace your car every 2-3 years.  Learn more about the reasons to buy or lease a car.

Why do dealers want you to lease?

Dealers love to offer leases because they will make more profit than a typical car sale.  And consumers are less likely to negotiate a lease due to seemingly low payments and confusing financial terms like money factor and capitalized cost.