Best 0% APR Deals on Trucks [October Edition]
Like most businesses across the U.S., car brands have been hit hard by COVID-19. Truck sales are way down for the year, so manufacturers are doing whatever they can to find new buyers. That includes running a bunch of new zero percent APR deals on trucks.
In addition to payment terms up to 84 months, many truck deals come with a cash bonus offer.
Truck dealers have never been more willing to negotiate and buyers can easily find an interest free truck deal on many 2020 models.
Table of Contents
Best 0% APR Financing Deals on Trucks
Here's our picks for the best APR deals on trucks for the month of October. Some include bonus cash offers as well.
#1 Deal: 2021 Jeep Gladiator
Finance Deal: 0.0% APR for 36 months plus $1,000 in bonus cash
#2 Deal: 2021 Nissan Titan
Finance Deal: 0.0% APR for 72 months plus $1,000 in bonus cash
#3 Deal: 2020 Nissan Titan XD
Finance Deal: 0.0% APR for 84 months plus $2,000 in bonus cash
|Year||Make||Model||Best Avail. APR||Length||Cash Bonus||Expiration|
|2020||Nissan||Titan XD||0.00%||84 months||$2,000||11/2/2020|
Frequently Asked Questions
What is the cheapest truck to buy right now?
You can often find a truck for around $20,000 - $25,000 before any negotiations. This includes trucks like the Nissan Frontier, Chevrolet Colorado, GMC Canyon, and Ford Ranger.
Who has the best 0% APR deals on trucks?
Brands like GMC, Chevrolet, Ford, and Nissan consistently put out new 0% APR deals each month on their line of trucks.
Is it a good time to buy a truck?
It’s always important to check the latest deals and to shop around, but late October is typically the best time to buy a truck. Specifically, the best days of the week to buy a truck at a dealership fall between Monday and Wednesday.
Can I purchase a truck for my business?
Yes, you can ask your business accountant to help treat the purchase as a business expense. Or contact a fleet manager if you are interested in more than one truck for your business.
What credit score do you need to qualify for 0% APR?
There is no set minimum credit score to qualify for 0% APR financing, but most dealerships typically require a credit score of at least 700. Buyers with a score of 720 – 750 (or higher) have a much better chance.