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Best 0% APR Deals on Trucks [October Edition]

best 0 apr truck deals

best 0 apr truck deals Like most businesses across the U.S., car brands have been hit hard by COVID-19.  Truck sales are way down for the year, so manufacturers are doing whatever they can to find new buyers.  That includes running a bunch of new zero percent APR deals on trucks.

In addition to payment terms up to 84 months, many truck deals come with a cash bonus offer.

Truck dealers have never been more willing to negotiate and buyers can easily find an interest free truck deal on many 2020 models.

Best 0% APR Financing Deals on Trucks

Here's our picks for the best APR deals on trucks for the month of October. Some include bonus cash offers as well.

YearMakeModelBest Avail. APRLengthCash BonusExpiration
2021JeepGladiator0.00%36 months$1,000 11/2/2020
2021NissanTitan0.00%72 months$1,000 11/2/2020
2020NissanTitan XD0.00%84 months$2,000 11/2/2020

Frequently Asked Questions

What is the cheapest truck to buy right now?

You can often find a truck for around $20,000 - $25,000 before any negotiations. This includes trucks like the Nissan Frontier, Chevrolet Colorado, GMC Canyon, and Ford Ranger.

Who has the best 0% APR deals on trucks?

Brands like GMC, Chevrolet, Ford, and Nissan consistently put out new 0% APR deals each month on their line of trucks.

Is it a good time to buy a truck?

It’s always important to check the latest deals and to shop around, but late October is typically the best time to buy a truck. Specifically, the best days of the week to buy a truck at a dealership fall between Monday and Wednesday.

Can I purchase a truck for my business?

Yes, you can ask your business accountant to help treat the purchase as a business expense. Or contact a fleet manager if you are interested in more than one truck for your business.

What credit score do you need to qualify for 0% APR?

There is no set minimum credit score to qualify for 0% APR financing, but most dealerships typically require a credit score of at least 700. Buyers with a score of 720 – 750 (or higher) have a much better chance.