Best 0% + Low Interest APR Deals on SUVs for April 2025

Navigating SUV finance options can be complex, but we’re here to simplify it for you.
We’ve found the best SUV finance deals for you, including 0% APR and low-interest options, to ensure a hassle-free purchase.
Our list of top SUV finance deals, focusing on both affordability and value, aims to make your car buying journey smoother and more budget-friendly.
Current 0% APR + Low Interest Finance Deals on SUVs: Top Picks
Here are our picks for the best APR deals on SUVs for the month of April. Some include bonus cash offers as well.
1. 2024 Acura ZDX
Finance Deal: 0.0% APR for 24-72 months
2. 2024 Dodge Hornet
Finance Deal: 0.0% APR for 72 months
3. 2024 Jeep Grand Cherokee 4xe
Finance Deal: 0.0% APR for 72 months
4. 2025 Kia EV9
Finance Deal: 0.0% APR for 72 months plus $1,000 in bonus cash
5. 2024 Mitsubishi Outlander Phev
Finance Deal: 0.0% APR for 48 months
Year | Make | Model | Best Avail. APR | Length | Cash Bonus | Expiration | Check Prices |
---|---|---|---|---|---|---|---|
2024 | Acura | ZDX | 0.00% | 24-72 months | 4/30/25 | Check Prices | |
2024 | Dodge | Hornet | 0.00% | 72 months | 4/30/25 | Check Prices | |
2024 | Jeep | Grand Cherokee 4xe | 0.00% | 72 months | 4/30/25 | Check Prices | |
2025 | Kia | EV9 | 0.00% | 72 months | $1,000 | 4/30/25 | Check Prices |
2024 | Mitsubishi | Outlander Phev | 0.00% | 48 months | 4/7/25 | Check Prices |
Car Deals Aren’t The Only Way to Save!

What To Consider Before Financing an SUV
SUV’s offer more headroom, versatility, and off-road capability than sedans, but they are typically more expensive. Before taking out a loan to buy an SUV consider these things.
1 – Type of SUV
SUV’s come in four main sizes: sub-compact, small, mid-sized, and large.
Sub-compact SUV’s usually share a chassis with similarly sized cars and are sometimes called a compact crossover. They have similar maneuverability to cars, however, they don’t add much cargo space and you won’t be able to handle any serious off-roading.
Most sub-compacts start in the low $20,000 range.
Small SUV’s drive more like a car than a truck and are typically equipped with a four-cylinder engine with better gas mileage than its larger siblings. Small SUV’s are sometimes called a crossover and like sub-compacts, usually share a car chassis.
Most compact SUV’s start in the mid $20,000 range.
Mid-sized SUV’s are closer to trucks with an elevated ride, more headroom, and those with four-wheel drive can handle more difficult terrain. They often have towing capability with a six-cylinder engine. You’ll also get more cargo space behind the rear seats.
Most mid-sized SUVs start in the $30,000 range.
Large SUV’s, also known as full-size SUV’s, usually have a truck chassis and drive much more like a truck. They have a high, elevated ride and are very spacious. They are much less fuel efficient than smaller SUV’s and typically have a six or eight-cylinder engine. They also have better off road capabilities and towing capacity [check out our top picks].
Most full-size SUV’s start in the $40,000 range.
2 – Loan Terms
Long loan terms may be necessary if you don’t have the funds to pay off your car loan within the often shorter amount of time granted with lower APR offers.
A 0 percent APR for 72 months might be a great option, but if you aren’t sure that you’ll be able to pay the SUV off within that time frame, you may need to look at other options and forfeit that 0% APR option.
Even if you feel confident that you will be able to pay back your loans, read the fine print to see if the special terms and conditions make the 0% APR offer not worth it.
In addition, a loan special often cannot be combined with other incentives and may require a certain purchase price.
3 – Do You Qualify for the Best Rates?
If you want to take advantage of low or no-interest financing specials at the dealership, you must be considered a well-qualified buyer. If that’s not the case, the dealer will likely try to convince you to use their financing with an extra 2-4% interest padded above market rates.
To combat this, get pre-approved by online lenders, your bank, or credit union before heading to the dealership. You can use your outside loan or ask the dealership to match the annual percentage rate.
How Can You Get SUV Financing With Bad Credit?
To qualify for low financing to purchase that new sport-utility vehicle or crossover, you will realistically need a credit score of at least 700.
If your credit isn’t great, you may have to take on a loan with a high interest rate which can add thousands to the life of your loan. So, to lower the overall cost of your SUV, consider…
- Negotiating the purchase price to a lower amount by getting price quotes from several local dealers.
- Making the largest down payment possible which will reduce the balance of your loan and the size of your monthly payments.
- Shopping around for financing online where you can expect to pay a lower APR than a bad credit loan at the dealership.
- Buying a used SUV instead to get a vehicle without spending as much money.
Don’t Choose a Car Based Only on Incentives
Use my free service to get the BEST PRICES from several dealers at once.
These offers may vary based on location, credit score, and financing terms and are not guaranteed. So use my free service to Check Discount Car Prices to get the best prices that include current manufacturer offers and incentives.