Best SUV Finance Deals October 2026: 0% APR + Cash

The EV9 is the best SUV finance offer of October 2026 at 27.91%, unchanged from September.

Kia pairs 0% over 60 months with $5,000 cash, which saves $15,325. That’s the largest saving of any SUV on this page.

The Toyota bZ is new this month and goes straight to second at 25.89%, also Elite.

It gets there without a 0% rate: 1.99% APR over 72 months plus $3,250 cash saves $9,036 on a $34,900 sticker.

The Jeep Cherokee went from 3.77% in September to 22.75% now, after Jeep cut its rate from 5.9% to 0% over 72 months.

It saves $8,646 on a $38,000 sticker and leads the five SUVs tied on that score.

The CX-70 PHEV keeps its 0% over 72 months from September and saves $10,068.

If you don’t need a third row, it’s the cheaper of Mazda‘s two plug-in hybrids on identical terms.

The CX-90 PHEV saves $11,489, the most of any SUV in the 22.75% group.

It’s also the top lease on the whole site at 0.94%, so it wins whichever way you pay.

The Trailseeker is one of two new Subaru EVs on 0% over 72 months.

It saves $9,429 on a $41,445 sticker. The lease rates 1.30%, so financing is the better route.

The Uncharted is the cheapest SUV in the 22.75% group at $36,445.

Subaru gives it the same 0% over 72 months as the Trailseeker, saving $8,292.

The Rogue Plug-in Hybrid is new to our data and pairs 0% with $1,500 cash over 60 months.

That saves $10,149 on a $45,990 sticker, a 22.07% score.

The Murano repeats September’s offer, 0% with $1,000 cash over 60 months, saving $8,836.

Nissan is the only brand with two SUVs in the top ten that combine 0% and cash.

The bZ Woodland is the bigger, more rugged bZ, on 2.25% APR with $2,250 cash over 72 months.

It saves $9,388, more dollars than the standard bZ, but scores lower at 20.72% because the sticker is $10,400 higher.