Best CPO Car Deals for November 2023
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Buying a certified pre-owned (CPO) car is a great way to get a used, high-quality, vetted car for a fraction of the price of a brand-new one.
Here are the best CPO car finance deals available right now.
Table of Contents
Best CPO Car Finance Deals for November 2023
|Make||Qualifying Models||Finance Deal||Expiration|
|Audi||Select 2023 Models||4.99% APR , no down payment||Ongoing|
|Acura||Select 2018-2023 Models||1.99% for 36 months||Ongoing|
|BMW||2018-2021 BMW Certified Models||4.99% for 36 months plus deferred payments for up to 90 days||Ongoing|
|Cadillac||XT4, XT5 and Escalade (except 2023 model)||6.5% APR for 60 months||Ongoing|
|Hyundai||Certified models||3.99% for 36 months||Ongoing|
|INFINITI||2018-2023 Certified Models||4.99% for 60 months plus deferred payments for up to 90 days||Ongoing|
|Jaguar||2017-2020 XE, XF, XJ, F-PACE, F-TYPE, E-Pace, I-PACE||3.99% for 12-24 months||Ongoing|
|Land Rover||2017-2022 Discovery Sport, Discovery, Range Rover Evoque, Range Rover Sport, Range Rover|
2018-2022 Range Rover Velar
|3.99% for 12-24 months||Ongoing|
|Lexus||2018-2022 ES, ES Hybrid, NX and NX Hybrid||5.49% for 72 months||Ongoing|
|Mazda||Certified models||Deferred payments for 90 days||Ongoing|
|Mercedes-Benz||2019-2021 C-Class, E-Class and GLC||2.99% for 36 months||Ongoing|
|Nissan||2017-2022 Nissan Altima, Frontier, Kicks, Sentra, Rogue and Rogue Sport||4.99% for 36 months||Ongoing|
|Subaru||2018-2023 Certified Models||5.49% for a limited term||Ongoing|
|Toyota||Certified models||5.49% for a limited term||Ongoing|
|Volvo||2019-2022 Certified models||5.99% for 72 months||Ongoing|
What Is Certifed Pre-Owned (CPO)?
A Certified Pre-Owned (CPO) car is a used car that has been thoroughly inspected and repaired by a licensed brand dealer.
These cars usually have a certain mileage limit and come with dealership perks like warranties and, because of this, will cost more than your average used car.
Check out our post on CPOs to learn more >>
Why Should I Buy a Certified Pre-Owned Vehicle?
You should buy a certified pre-owned vehicle if you want to save a bit of money versus purchasing a brand new car but also want the peace of mind that your used car will function well.
The thorough inspection and repairs offered by manufacturers on CPO vehicles are a huge draw for folks who want a reliable ride for a lower price.
On the other hand, they are going to be more expensive than regular used cars, so it depends on how much you’re willing to spend for that added security.
Should I Get an Extended Warranty for a CPO?
While CPOs often come with manufacturer warranties, you do have the option to get an extended warranty from a third party as well.
Whether or not you should get an extended warranty depends on what your budget looks like and what your needs are.
Since CPOs are already more expensive than regular used cars, it may be difficult to justify adding an additional cost on top of the price of the car. If you choose to forgo an extended warranty, you will probably be fine with the manufacturer warranty included in the purchase of your car.
If you do decide to purchase an extended warranty from a third party, it offers you the freedom to choose your mechanic and is available for many used cars whether or not they are certified pre-owned.
Check out our list of the best-extended car warranties.
Frequently Asked Questions
Is a CPO a good deal?
Yes, a CPO is usually a good deal as it’s less expensive than a brand-new car but has undergone thorough inspection and repairs before your purchase.
Can you lease a certified pre-owned vehicle?
Yes, you can lease a certified pre-owned vehicle.
Which car brand has the best CPO program?
Hyundai currently has the best CPO program.
Can you negotiate price on a CPO car?
Yes, you can negotiate a price on a CPO car.