Best Car Lease Deals October 2026: 283 Offers Ranked

Last updated: , updated monthly directly from manufacturer websites. First published .

Part of our monthly best car deals coverage. See all current offers ranked.

The 2026 Mazda CX-90 PHEV is the best lease deal in October 2026 at a 0.94% lease value ratio. It runs $389 a month with $2,999 due at signing over 36 months on a $50,495 plug-in hybrid three-row.

We tracked 283 lease offers this month, up from 206 in September, mostly because we now cover more models. Four deals clear the 1% mark, double last month, and one of them is a gas car: the Volvo XC40 at 0.97%.

We ranked every advertised lease offer by lease value ratio: the true monthly cost, deposit included, divided by sticker price.

We check every advertised lease offer each month and rank them by true monthly cost against sticker price, not by the advertised payment.
Key takeaways for October 2026
  • The Mazda CX-90 PHEV leads at 0.94%, after Mazda cut its amount due at signing by $6,110
  • 4 of the 283 leases we track clear the 1% mark, up from 2 in September
  • Seven of the top ten are electrified, but the Volvo XC40 shows a gas car can still crack 1%
  • 77 leases sit above 1.5%, which is walk-away territory

Best lease deals right now

Top 10 lease offers for October 2026, ranked by lease value ratio.

#1 Lease Deal
2026 Mazda CX-90 PHEV EV / Plug-in hybrid 0.94%, Good
Monthly
$389
At signing
$2,999
Term
36 months
Sticker
$50,495
Total cost
$17,003
Expires
Nov 2

The CX-90 PHEV is the best lease on the site this month at 0.94%.

$389 a month with $2,999 at signing on a $50,495 three-row plug-in. Last month it needed $9,109 at signing, so Mazda cut the deposit by more than $6,000.

#2 Lease Deal
2026 Hyundai IONIQ 9 EV / Plug-in hybrid 0.95%, Good
Monthly
$419
At signing
$4,999
Term
36 months
Sticker
$58,955
Total cost
$20,083
Expires
Nov 2

The IONIQ 9 drops from first to second, now $419 a month with $4,999 at signing.

At 0.95% it’s still a top-tier lease on a $58,955 electric three-row, just $20 a month dearer than September.

#3 Lease Deal
2026 Kia Niro EV EV / Plug-in hybrid 0.96%, Good
Monthly
$269
At signing
$3,999
Term
36 months
Sticker
$39,700
Total cost
$13,683
Expires
Nov 2

The Niro EV is the cheapest car in the top ten at $269 a month.

It holds a 0.96% ratio on a $39,700 sticker, and Kia puts $10,000 cash on it if you’d rather buy.

#4 Lease Deal
2026 Volvo XC40 0.97%, Good
Monthly
$369
At signing
$3,189
Term
36 months
Sticker
$47,300
Total cost
$16,473
Expires
Nov 2

The XC40 is the first gas car on the list and the only one under 1%.

$369 a month with $3,189 at signing on a $47,300 Volvo works out to 0.97%. Luxury leases rarely get this close to mainstream pricing.

#5 Lease Deal
2026 Jeep Grand Cherokee 1.01%, Fair
Monthly
$399
At signing
$2,979
Term
42 months
Sticker
$46,360
Total cost
$19,737
Expires
Nov 2

The Grand Cherokee is new to the top ten at 1.01%.

$399 a month with $2,979 at signing, though the term runs 42 months, six longer than most deals here.

#6 Lease Deal
2027 Toyota Land Cruiser EV / Plug-in hybrid 1.01%, Fair
Monthly
$449
At signing
$4,999
Term
36 months
Sticker
$58,180
Total cost
$21,163
Expires
Nov 2

The 2027 Land Cruiser leases for $449 a month with $4,999 at signing.

That’s 1.01% on a $58,180 hybrid off-roader, a rare good lease on a vehicle that usually holds its value too well to discount.

#7 Lease Deal
2026 Volvo XC90 1.02%, Fair
Monthly
$599
At signing
$3,719
Term
36 months
Sticker
$68,800
Total cost
$25,283
Expires
Nov 2

The XC90 is the second Volvo in the top ten, $599 a month on a $68,800 sticker.

A 1.02% ratio puts it among the best luxury leases this month.

#8 Lease Deal
2026 Kia Sportage Plug-in Hybrid EV / Plug-in hybrid 1.04%, Fair
Monthly
$309
At signing
$3,999
Term
36 months
Sticker
$40,490
Total cost
$15,123
Expires
Nov 2

The Sportage plug-in is $309 a month with $3,999 at signing.

It scores 1.04% on a $40,490 sticker, the cheapest monthly payment among the plug-ins here.

#9 Lease Deal
2026 Kia EV9 EV / Plug-in hybrid 1.05%, Fair
Monthly
$439
At signing
$4,999
Term
36 months
Sticker
$54,900
Total cost
$20,803
Expires
Nov 2

The EV9 slips from third to ninth at 1.05%.

$439 a month with $4,999 at signing, $1,000 more upfront than in September.

#10 Lease Deal
2026 Mazda CX-70 PHEV EV / Plug-in hybrid 1.06%, Fair
Monthly
$357
At signing
$3,999
Term
36 months
Sticker
$44,250
Total cost
$16,851
Expires
Nov 2

The CX-70 PHEV is the two-row version of the CX-90, $357 a month with $3,999 at signing.

Mazda dropped the deposit from $7,919 to $3,999, which takes its ratio from 1.08% to 1.06%.

Don’t pick a car based only on the incentives

Get competing prices from multiple dealers in your area before you sign anything.

Get competing dealer prices

All 283 lease deals ranked

Every advertised lease offer scored this October, ranked by lease value ratio. Click any column header to sort.

Lower is better. The ratio is your true monthly cost divided by sticker price.

All 283 advertised lease offers for October 2026, ranked by lease value ratio. Lower is better.
# ⇕
Electric or plug-in hybrid
Vehicle ⇕
Adj. mo ⇕
Monthly ⇕
At signing ⇕
Term ⇕
Sticker ⇕
Total paid ⇕
Value ratio ⇕
Rating
12026 Mazda CX-90 PHEV
SUV
Check prices
$472$389$2,99936 mo$50,495$17,0030.94%Good
22026 Hyundai IONIQ 9
SUV
Check prices
$558$419$4,99936 mo$58,955$20,0830.95%Good
32026 Kia Niro EV
Wagon
Check prices
$380$269$3,99936 mo$39,700$13,6830.96%Good
42026 Volvo XC40
Luxury SUV
Check prices
$458$369$3,18936 mo$47,300$16,4730.97%Good
52026 Jeep Grand Cherokee
SUV
Check prices
$470$399$2,97942 mo$46,360$19,7371.01%Fair
62027 Toyota Land Cruiser
SUV
Check prices
$588$449$4,99936 mo$58,180$21,1631.01%Fair
72026 Volvo XC90
Luxury SUV
Check prices
$702$599$3,71936 mo$68,800$25,2831.02%Fair
82026 Kia Sportage Plug-in Hybrid
SUV
Check prices
$420$309$3,99936 mo$40,490$15,1231.04%Fair
92026 Kia EV9
SUV
Check prices
$578$439$4,99936 mo$54,900$20,8031.05%Fair
102026 Mazda CX-70 PHEV
SUV
Check prices
$468$357$3,99936 mo$44,250$16,8511.06%Fair
112026 Chevrolet Silverado 1500
Truck
Check prices
$407$329$1,86924 mo$38,145$9,7651.07%Fair
122026 Hyundai Tucson Plug-in Hybrid
SUV
Check prices
$440$329$3,99936 mo$40,675$15,8431.08%Fair
132026 Subaru Ascent
SUV
Check prices
$458$335$4,43436 mo$42,245$16,4941.08%Fair
142026 Toyota 4Runner
SUV
Check prices
$458$319$4,99936 mo$42,270$16,4831.08%Fair
152026 BMW 3 Series
Luxury Car
Check prices
$586$459$4,93939 mo$53,900$22,8401.09%Fair
162026 RAM Ram Pickup 1500
Truck
Check prices
$595$539$2,36942 mo$53,430$25,0071.11%Fair
172026 Jeep Wrangler
SUV
Check prices
$465$369$4,03942 mo$41,440$19,5371.12%Fair
182026 Kia Sorento Plug-in Hybrid
SUV
Check prices
$540$429$3,99936 mo$48,290$19,4431.12%Fair
192026 BMW i4
Luxury Car
Check prices
$684$549$4,84936 mo$60,700$24,6131.13%Fair
202027 Kia Sportage Plug-in Hybrid
SUV
Check prices
$460$349$3,99936 mo$40,590$16,5631.13%Fair
212026 Mercedes-Benz GLB
Luxury SUV
Check prices
$517$329$4,50324 mo$45,150$12,3991.14%Fair
222026 Subaru Crosstrek
Wagon
Check prices
$325$235$3,23436 mo$28,445$11,6941.14%Fair
232026 Toyota Tacoma i-FORCE MAX
Truck
Check prices
$538$399$4,99936 mo$47,235$19,3631.14%Fair
242026 Audi A5
Luxury Car
Check prices
$628$489$4,99936 mo$54,660$22,6031.15%Fair
252026 GMC Sierra 1500
Truck
Check prices
$439$389$1,19924 mo$38,300$10,5351.15%Fair
262026 Hyundai Tucson
SUV
Check prices
$340$229$3,99936 mo$29,700$12,2431.15%Fair
272026 Jeep Cherokee
SUV
Check prices
$438$349$3,75942 mo$38,000$18,4171.15%Fair
282026 Lexus NX 450h+
Luxury SUV
Check prices
$766$599$5,99936 mo$66,675$27,5631.15%Fair
292026 Subaru Outback
Wagon
Check prices
$418$299$4,29836 mo$36,445$15,0621.15%Fair
302026 Toyota Tundra i-Force Max
Truck
Check prices
$678$539$4,99936 mo$58,560$24,4031.16%Fair
312026 Honda Odyssey
Minivan
Check prices
$502$399$3,99939 mo$42,795$19,5601.17%Fair
322026 Nissan Altima
Sedan
Check prices
$323$239$3,00936 mo$27,580$11,6131.17%Fair
332026 Toyota 4Runner i-FORCE MAX
SUV
Check prices
$628$489$4,99936 mo$53,490$22,6031.17%Fair
342027 Volvo XC60
Luxury SUV
Check prices
$641$499$5,09936 mo$54,900$23,0631.17%Fair
352026 BMW 7 Series
Luxury Car
Check prices
$1,335$1,099$9,19939 mo$113,300$52,0601.18%Fair
362026 Honda CR-V Hybrid
SUV
Check prices
$422$319$3,99939 mo$35,630$16,4401.18%Fair
372026 Lexus RX 450H+
Luxury SUV
Check prices
$913$719$6,99936 mo$77,449$32,8831.18%Fair
382026 Mazda CX-30
SUV
Check prices
$324$241$2,99936 mo$27,470$11,6751.18%Fair
392027 Subaru Ascent
SUV
Check prices
$500$375$4,49036 mo$42,290$17,9901.18%Fair
402026 Audi S5
Luxury Car
Check prices
$866$719$5,30836 mo$72,675$31,1921.19%Fair
412026 BMW 2 Series
Luxury Car
Check prices
$525$429$3,75939 mo$44,100$20,4901.19%Fair
422026 Mercedes-Benz GLA
Luxury SUV
Check prices
$509$329$4,32324 mo$42,850$12,2191.19%Fair
432026 Subaru Impreza
Sedan
Check prices
$330$249$2,90436 mo$27,790$11,8681.19%Fair
442026 Toyota Highlander Hybrid
SUV
Check prices
$558$419$4,99936 mo$47,020$20,0831.19%Fair
452026 Toyota RAV4
SUV
Check prices
$380$269$3,99936 mo$31,900$13,6831.19%Fair
462026 Audi A8
Luxury Car
Check prices
$1,249$999$8,99936 mo$104,395$44,9631.20%Average
472026 Honda Accord
Sedan
Check prices
$340$229$3,99936 mo$28,395$12,2431.20%Average
482026 Honda Prologue
SUV
Check prices
$481$339$5,09936 mo$39,900$17,3031.20%Average
492026 Hyundai Palisade Hybrid
SUV
Check prices
$530$419$3,99936 mo$44,160$19,0831.20%Average
502026 Hyundai Santa Fe
SUV
Check prices
$420$309$3,99936 mo$35,050$15,1231.20%Average
512027 Hyundai Palisade Hybrid
SUV
Check prices
$540$429$3,99936 mo$44,560$19,4431.21%Average
522026 Mazda CX-70
SUV
Check prices
$530$419$3,99936 mo$43,780$19,0831.21%Average
532026 Toyota Tacoma
Truck
Check prices
$388$249$4,99936 mo$32,145$13,9631.21%Average
542026 Audi Q7
Luxury SUV
Check prices
$823$629$6,99936 mo$67,395$29,6431.22%Average
552027 Hyundai Santa Fe
SUV
Check prices
$430$319$3,99936 mo$35,300$15,4831.22%Average
562026 Mazda CX-50
SUV
Check prices
$382$271$3,99936 mo$31,395$13,7551.22%Average
572026 Nissan Pathfinder
SUV
Check prices
$488$359$4,64936 mo$39,990$17,5731.22%Average
582026 Honda Civic Hybrid
Sedan
Check prices
$362$259$3,99939 mo$29,395$14,1001.23%Average
592026 Mazda CX-90
SUV
Check prices
$495$384$3,99936 mo$40,330$17,8231.23%Average
602026 Toyota Grand Highlander Hybrid
SUV
Check prices
$548$409$4,99936 mo$44,710$19,7231.23%Average
612026 Acura Integra
Sedan
Check prices
$415$329$3,09936 mo$33,400$14,9431.24%Average
622026 Audi Q8
Luxury SUV
Check prices
$1,071$849$7,99936 mo$86,400$38,5631.24%Average
632026 Honda Accord Hybrid
Sedan
Check prices
$420$309$3,99936 mo$33,795$15,1231.24%Average
642026 Nissan Murano
SUV
Check prices
$516$379$4,91936 mo$41,670$18,5631.24%Average
652026 Audi A3
Luxury Car
Check prices
$568$429$4,99936 mo$45,390$20,4431.25%Average
662026 BMW X1
Luxury SUV
Check prices
$596$479$4,57939 mo$47,750$23,2601.25%Average
672026 Chevrolet Colorado
Truck
Check prices
$407$299$2,58924 mo$32,400$9,7651.26%Average
682026 GMC Canyon
Truck
Check prices
$490$369$4,35936 mo$38,900$17,6431.26%Average
692026 Honda Civic Hatchback
Hatchback
Check prices
$352$249$3,99939 mo$27,895$13,7101.26%Average
702026 Mercedes-Benz C-Class
Luxury Car
Check prices
$645$439$4,93324 mo$51,000$15,4691.26%Average
712026 Toyota Crown
Sedan
Check prices
$520$409$3,99936 mo$41,440$18,7231.26%Average
722026 Toyota Tundra
Truck
Check prices
$518$379$4,99936 mo$41,260$18,6431.26%Average
732027 BMW 5 Series
Luxury Car
Check prices
$863$699$6,37939 mo$67,850$33,6401.27%Average
742026 BMW X3
Luxury SUV
Check prices
$705$569$5,29939 mo$55,650$27,4901.27%Average
752027 BMW X7
Luxury SUV
Check prices
$1,192$969$8,68939 mo$94,000$46,4801.27%Average
762026 Hyundai Palisade
SUV
Check prices
$500$389$3,99936 mo$39,435$18,0031.27%Average
772026 Subaru BRZ
Coupe
Check prices
$502$405$3,50436 mo$39,555$18,0841.27%Average
782026 Subaru Forester
Wagon
Check prices
$398$279$4,27836 mo$31,445$14,3221.27%Average
792026 Toyota Corolla Hatchback
Hatchback
Check prices
$310$199$3,99936 mo$24,380$11,1631.27%Average
802026 Honda CR-V
SUV
Check prices
$397$289$4,19939 mo$30,920$15,4701.28%Average
812027 Hyundai Palisade
SUV
Check prices
$510$399$3,99936 mo$39,735$18,3631.28%Average
822026 Hyundai Tucson Hybrid
SUV
Check prices
$400$289$3,99936 mo$31,300$14,4031.28%Average
832026 Mazda CX-5
SUV
Check prices
$372$261$3,99936 mo$29,050$13,3951.28%Average
842026 Mercedes-Benz CLA
Luxury Car
Check prices
$621$539$2,96336 mo$48,600$22,3671.28%Average
852026 Toyota Highlander
SUV
Check prices
$578$439$4,99936 mo$45,270$20,8031.28%Average
862026 Audi A6
Luxury Car
Check prices
$943$749$6,99936 mo$73,120$33,9631.29%Average
872026 BMW i5
Luxury Car
Check prices
$1,126$929$7,09936 mo$87,200$40,5431.29%Average
882026 Hyundai Kona
SUV
Check prices
$330$219$3,99936 mo$25,500$11,8831.29%Average
892026 Kia Sportage
SUV
Check prices
$370$259$3,99936 mo$28,790$13,3231.29%Average
902026 Kia Sportage Hybrid
SUV
Check prices
$390$279$3,99936 mo$30,290$14,0431.29%Average
912027 Kia Telluride Hybrid
SUV
Check prices
$600$489$3,99936 mo$46,490$21,6031.29%Average
922027 Nissan Murano
SUV
Check prices
$566$429$4,93936 mo$43,990$20,3831.29%Average
932026 Subaru Solterra
Wagon
Check prices
$516$475$1,47536 mo$39,945$18,5751.29%Average
942027 BMW i5
Luxury Car
Check prices
$943$749$6,96936 mo$72,250$33,9331.30%Average
952026 GMC Terrain
SUV
Check prices
$389$279$3,96936 mo$29,900$14,0131.30%Average
962027 Infiniti QX60
Luxury SUV
Check prices
$746$579$5,99936 mo$57,290$26,8431.30%Average
972026 Kia EV6
SUV
Check prices
$494$369$4,49936 mo$37,900$17,7831.30%Average
982026 Mercedes-Benz GLC
Luxury SUV
Check prices
$661$449$5,08324 mo$50,900$15,8591.30%Average
992026 Subaru Trailseeker
SUV
Check prices
$541$495$1,64536 mo$41,445$19,4651.30%Average
1002026 Toyota Grand Highlander
SUV
Check prices
$538$399$4,99936 mo$41,360$19,3631.30%Average
1012026 Chevrolet Trailblazer
SUV
Check prices
$305$259$1,64936 mo$23,300$10,9731.31%Average
1022027 Infiniti QX65
Luxury SUV
Check prices
$706$539$5,99936 mo$53,990$25,4031.31%Average
1032026 Kia Sorento Hybrid
SUV
Check prices
$510$399$3,99936 mo$38,890$18,3631.31%Average
1042027 Kia Sportage Hybrid
SUV
Check prices
$400$289$3,99936 mo$30,590$14,4031.31%Average
1052026 Nissan Rogue
SUV
Check prices
$380$259$4,35936 mo$29,090$13,6831.31%Average
1062026 Toyota Corolla
Sedan
Check prices
$300$189$3,99936 mo$22,925$10,8031.31%Average
1072026 Volvo EX40
Luxury SUV
Check prices
$722$569$5,51936 mo$55,150$26,0031.31%Average
1082026 Acura ADX
SUV
Check prices
$463$369$3,39936 mo$35,000$16,6831.32%Average
1092026 Audi Q5
Luxury SUV
Check prices
$756$589$6,00036 mo$57,250$27,2041.32%Average
1102026 Buick Envision
SUV
Check prices
$543$489$1,28924 mo$41,000$13,0251.32%Average
1112026 Chevrolet Blazer
SUV
Check prices
$466$349$2,81924 mo$35,400$11,1951.32%Average
1122026 Honda Pilot
SUV
Check prices
$558$419$4,99936 mo$42,195$20,0831.32%Average
1132026 Honda Ridgeline
Truck
Check prices
$538$419$4,29936 mo$40,795$19,3831.32%Average
1142026 Hyundai Santa Fe Hybrid
SUV
Check prices
$480$369$3,99936 mo$36,400$17,2831.32%Average
1152026 Mercedes-Benz GLS
Luxury SUV
Check prices
$1,212$969$8,76336 mo$91,600$43,6471.32%Average
1162026 Audi Q3
Luxury SUV
Check prices
$652$499$5,50036 mo$49,020$23,4641.33%Average
1172026 Honda Civic Hatchback Hybrid
Hatchback
Check prices
$407$299$4,19939 mo$30,595$15,8601.33%Average
1182026 Honda Passport
SUV
Check prices
$599$449$5,39936 mo$44,950$21,5631.33%Average
1192026 Kia Sorento
SUV
Check prices
$430$319$3,99936 mo$32,390$15,4831.33%Average
1202027 Nissan Rogue
SUV
Check prices
$395$279$4,15936 mo$29,690$14,2031.33%Average
1212026 Toyota Prius Plug-in Hybrid
Hatchback
Check prices
$450$339$3,99936 mo$33,775$16,2031.33%Average
1222026 Volkswagen Tiguan
SUV
Check prices
$410$299$3,99936 mo$30,805$14,7631.33%Average
1232026 Ford Mustang
Coupe
Check prices
$438$399$1,39836 mo$32,640$15,7621.34%Average
1242027 Hyundai Santa Fe Hybrid
SUV
Check prices
$490$379$3,99936 mo$36,650$17,6431.34%Average
1252027 Mercedes-Benz GLC
Luxury SUV
Check prices
$721$569$5,46336 mo$53,850$25,9471.34%Average
1262026 Toyota Camry
Sedan
Check prices
$390$279$3,99936 mo$29,100$14,0431.34%Average
1272026 Acura RDX
SUV
Check prices
$608$469$4,99936 mo$45,100$21,8831.35%Average
1282027 Chevrolet Equinox
SUV
Check prices
$391$299$3,29936 mo$29,000$14,0631.35%Average
1292026 Ford Bronco
SUV
Check prices
$541$499$1,49836 mo$39,995$19,4621.35%Average
1302027 Honda HR-V
SUV
Check prices
$359$259$3,59936 mo$26,600$12,9231.35%Average
1312027 Honda Odyssey
Minivan
Check prices
$576$459$4,19936 mo$42,795$20,7231.35%Average
1322027 Kia Niro
Wagon
Check prices
$405$299$3,79936 mo$29,890$14,5631.35%Average
1332027 Kia Sportage
SUV
Check prices
$390$279$3,99936 mo$28,990$14,0431.35%Average
1342026 Mazda Mazda3 Sedan
Sedan
Check prices
$331$262$2,49936 mo$24,550$11,9311.35%Average
1352026 Audi SQ5
Luxury SUV
Check prices
$1,002$799$7,30036 mo$73,670$36,0641.36%Average
1362027 Honda CR-V Hybrid
SUV
Check prices
$490$379$3,99936 mo$36,030$17,6431.36%Average
1372026 Jaguar F-Pace
Luxury SUV
Check prices
$873$679$6,99536 mo$64,400$31,4391.36%Average
1382026 Lexus RX 350
Luxury SUV
Check prices
$698$559$4,99936 mo$51,175$25,1231.36%Average
1392026 Mercedes-Benz GLE
Luxury SUV
Check prices
$865$619$5,89624 mo$63,600$20,7521.36%Average
1402026 Acura MDX
SUV
Check prices
$708$569$4,99936 mo$51,800$25,4831.37%Average
1412026 BMW 8 Series
Luxury Car
Check prices
$1,352$1,129$8,70939 mo$98,650$52,7401.37%Average
1422026 BMW X5
Luxury SUV
Check prices
$1,014$839$6,81939 mo$73,950$39,5401.37%Average
1432026 Ford Bronco Sport
SUV
Check prices
$438$399$1,39836 mo$31,845$15,7621.37%Average
1442026 Ford F-150
Truck
Check prices
$541$499$1,49836 mo$39,330$19,4621.37%Average
1452027 Hyundai Kona
SUV
Check prices
$350$239$3,99936 mo$25,500$12,6031.37%Average
1462026 Kia Niro
Wagon
Check prices
$376$279$3,49936 mo$27,390$13,5431.37%Average
1472026 Lexus NX 350
Luxury SUV
Check prices
$630$519$3,99936 mo$46,120$22,6831.37%Average
1482026 Mazda Mazda3 Hatchback
Hatchback
Check prices
$350$281$2,49936 mo$25,550$12,6151.37%Average
1492026 Mercedes-Benz GLE 450e Plug-in Hybrid 4MATIC SUV
Luxury SUV
Check prices
$1,005$709$7,10324 mo$73,600$24,1191.37%Average
1502026 Nissan Rogue Plug-in Hybrid
SUV
Check prices
$628$459$6,07936 mo$45,990$22,6031.37%Average
1512027 BMW X1
Luxury SUV
Check prices
$661$519$5,54939 mo$47,750$25,7901.38%Average
1522026 Hyundai Sonata
Sedan
Check prices
$379$279$3,59936 mo$27,450$13,6431.38%Average
1532026 Kia Carnival MPV
Minivan
Check prices
$510$399$3,99936 mo$36,990$18,3631.38%Average
1542026 Kia Carnival MPV Hybrid
Minivan
Check prices
$570$459$3,99936 mo$41,390$20,5231.38%Average
1552026 Land Rover Range Rover Velar
Luxury SUV
Check prices
$933$739$6,99536 mo$67,500$33,5991.38%Average
1562026 Mercedes-Benz S-Class
Luxury Car
Check prices
$1,668$849$10,64313 mo$120,900$21,6801.38%Average
1572026 Toyota Corolla Hybrid
Sedan
Check prices
$340$229$3,99936 mo$24,575$12,2431.38%Average
1582026 Buick Enclave
SUV
Check prices
$642$499$3,43924 mo$46,200$15,4151.39%Average
1592026 Cadillac LYRIQ
Luxury SUV
Check prices
$822$619$4,86924 mo$59,200$19,7251.39%Average
1602027 Kia Carnival MPV
Minivan
Check prices
$520$409$3,99936 mo$37,490$18,7231.39%Average
1612026 Subaru Uncharted
SUV
Check prices
$506$465$1,46536 mo$36,445$18,2051.39%Average
1622026 Subaru WRX
Sedan
Check prices
$467$379$3,17836 mo$33,690$16,8221.39%Average
1632027 Ford Explorer
SUV
Check prices
$538$444$4,49248 mo$38,465$25,8041.40%Average
1642026 Hyundai Elantra
Sedan
Check prices
$319$219$3,59936 mo$22,825$11,4831.40%Average
1652026 Hyundai Ioniq 5 N
Hatchback
Check prices
$838$699$4,99936 mo$59,900$30,1631.40%Average
1662027 Kia Carnival MPV Hybrid
Minivan
Check prices
$580$469$3,99936 mo$41,490$20,8831.40%Average
1672027 Kia Telluride
SUV
Check prices
$550$439$3,99936 mo$39,190$19,8031.40%Average
1682026 Nissan Sentra
Sedan
Check prices
$316$239$2,76936 mo$22,600$11,3731.40%Average
1692026 Porsche Cayenne
Luxury SUV
Check prices
$1,435$1,149$11,16939 mo$102,700$55,9801.40%Average
1702026 Ford Explorer
SUV
Check prices
$541$499$1,49836 mo$38,465$19,4621.41%Average
1712026 Lexus IS 350
Luxury Car
Check prices
$660$549$3,99936 mo$46,795$23,7631.41%Average
1722026 Mercedes-Benz GLE 450 4MATIC Coupe
Luxury SUV
Check prices
$1,105$899$7,41436 mo$78,600$39,7781.41%Average
1732026 Land Rover Discovery
Luxury SUV
Check prices
$933$739$6,99536 mo$65,650$33,5991.42%Average
1742026 Mercedes-Benz GLC 300 4MATIC Coupe
Luxury SUV
Check prices
$865$699$5,99336 mo$61,000$31,1571.42%Average
1752027 Cadillac OPTIQ
Luxury SUV
Check prices
$713$509$4,89924 mo$49,995$17,1151.43%Average
1762026 Kia K4 Hatchback
Hatchback
Check prices
$356$259$3,49936 mo$24,990$12,8231.43%Average
1772027 Kia K5
Sedan
Check prices
$396$299$3,49936 mo$27,690$14,2631.43%Average
1782026 Lexus LX 700h
Luxury SUV
Check prices
$1,651$1,429$7,99936 mo$115,735$59,4431.43%Average
1792027 Mercedes-Benz GLE
Luxury SUV
Check prices
$1,002$819$6,58736 mo$69,850$36,0711.43%Average
1802027 Toyota Prius
Hatchback
Check prices
$410$299$3,99936 mo$28,755$14,7631.43%Average
1812026 Toyota bZ
SUV
Check prices
$500$389$3,99936 mo$34,900$18,0031.43%Average
1822026 Hyundai Elantra Hybrid
Sedan
Check prices
$369$269$3,59936 mo$25,650$13,2831.44%Average
1832027 Mercedes-Benz CLA
Luxury Car
Check prices
$710$569$5,08036 mo$49,400$25,5641.44%Average
1842027 Subaru Trailseeker
SUV
Check prices
$599$525$2,67536 mo$41,490$21,5751.44%Average
1852026 Toyota bZ Woodland
SUV
Check prices
$650$539$3,99936 mo$45,300$23,4031.44%Average
1862026 Volvo EX90
Luxury SUV
Check prices
$1,155$919$8,50936 mo$79,995$41,5931.44%Average
1872027 Subaru BRZ
Coupe
Check prices
$541$445$3,44436 mo$37,385$19,4641.45%Average
1882026 Kia K4
Sedan
Check prices
$326$229$3,49936 mo$22,290$11,7431.46%Average
1892027 Kia Seltos
SUV
Check prices
$365$259$3,79936 mo$24,990$13,1231.46%Average
1902026 Lexus TX 350
Luxury SUV
Check prices
$832$649$6,59936 mo$57,090$29,9631.46%Average
1912026 Mercedes-Benz EQS Sedan
Luxury Car
Check prices
$1,478$1,219$9,33336 mo$101,250$53,2171.46%Average
1922026 Volvo V60 Cross Country
Wagon
Check prices
$766$619$5,29936 mo$52,300$27,5831.46%Average
1932027 Kia EV3
SUV
Check prices
$440$329$3,99936 mo$29,890$15,8431.47%Average
1942026 Lexus NX 350h
Luxury SUV
Check prices
$690$579$3,99936 mo$47,020$24,8431.47%Average
1952027 Toyota Prius Plug-in Hybrid
Hatchback
Check prices
$500$389$3,99936 mo$33,980$18,0031.47%Average
1962027 BMW 4 Series
Luxury Car
Check prices
$880$729$5,89939 mo$59,300$34,3301.48%Average
1972027 Honda CR-V
SUV
Check prices
$466$349$4,19936 mo$31,520$16,7631.48%Average
1982027 Infiniti QX80
Luxury SUV
Check prices
$1,269$1,019$8,99936 mo$85,590$45,6831.48%Average
1992026 Mitsubishi Outlander Phev
SUV
Check prices
$640$499$5,49839 mo$43,245$24,9591.48%Average
2002026 Toyota Corolla Cross
SUV
Check prices
$370$259$3,99936 mo$25,035$13,3231.48%Average
2012026 BMW 4 Series
Luxury Car
Check prices
$793$649$5,62939 mo$53,400$30,9401.49%Average
2022027 BMW X6
Luxury SUV
Check prices
$1,264$1,089$6,83939 mo$85,050$49,3101.49%Average
2032025 Ford Bronco
SUV
Check prices
$593$493$4,77748 mo$39,890$28,4411.49%Average
2042026 Hyundai Ioniq 5
SUV
Check prices
$557$349$4,99924 mo$37,500$13,3751.49%Average
2052026 Mercedes-Benz E-Class
Luxury Car
Check prices
$971$699$6,53324 mo$65,250$23,3091.49%Average
2062026 Toyota C-HR
SUV
Check prices
$550$439$3,99936 mo$37,000$19,8031.49%Average
2072026 Hyundai Sonata Hybrid
Sedan
Check prices
$439$339$3,59936 mo$29,200$15,8031.50%Walk away
2082026 Land Rover Range Rover Sport
Luxury SUV
Check prices
$1,374$999$8,99524 mo$91,400$32,9711.50%Walk away
2092026 Lexus LX 600
Luxury SUV
Check prices
$1,601$1,379$7,99936 mo$107,000$57,6431.50%Walk away
2102026 Porsche Panamera
Luxury SUV
Check prices
$1,906$1,549$13,90939 mo$127,460$74,3201.50%Walk away
2112027 Subaru Uncharted
SUV
Check prices
$548$479$2,47936 mo$36,470$19,7231.50%Walk away
2122026 Hyundai Santa Cruz
Truck
Check prices
$450$339$3,99936 mo$29,750$16,2031.51%Walk away
2132026 Kia K5
Sedan
Check prices
$376$279$3,49936 mo$24,990$13,5431.51%Walk away
2142027 Mercedes-Benz CLA 220 Coupe
Luxury Car
Check prices
$684$559$4,48636 mo$45,350$24,6101.51%Walk away
2152026 Mercedes-Benz CLA 250 4MATIC Coupe
Luxury Car
Check prices
$695$499$4,69324 mo$46,100$16,6691.51%Walk away
2162026 Mercedes-Benz CLA 250 Coupe
Luxury Car
Check prices
$665$479$4,45324 mo$44,100$15,9491.51%Walk away
2172026 Mercedes-Benz CLE 300 4MATIC Cabriolet
Luxury Car
Check prices
$1,051$869$6,54336 mo$69,400$37,8271.51%Walk away
2182027 Mercedes-Benz GLE 450 4MATIC Coupe
Luxury SUV
Check prices
$1,244$1,029$7,74736 mo$82,650$44,7911.51%Walk away
2192026 Ford Mustang Mach-E
SUV
Check prices
$576$499$2,77436 mo$37,795$20,7381.52%Walk away
2202026 Land Rover Range Rover Evoque
Luxury SUV
Check prices
$813$619$6,99536 mo$53,625$29,2791.52%Walk away
2212026 Lexus UX 300h
Luxury SUV
Check prices
$580$469$3,99936 mo$38,250$20,8831.52%Walk away
2222026 Buick Encore GX
SUV
Check prices
$405$229$4,22924 mo$26,495$9,7251.53%Walk away
2232026 Ford Ranger
Truck
Check prices
$510$469$1,46836 mo$33,350$18,3521.53%Walk away
2242026 GMC Acadia
SUV
Check prices
$669$479$4,56924 mo$43,800$16,0651.53%Walk away
2252027 Hyundai Ioniq 5
SUV
Check prices
$577$369$4,99924 mo$37,750$13,8551.53%Walk away
2262026 Land Rover Defender
Luxury SUV
Check prices
$1,101$879$7,99536 mo$72,000$39,6391.53%Walk away
2272026 Land Rover Discovery Sport
Luxury SUV
Check prices
$819$639$6,49536 mo$53,400$29,4991.53%Walk away
2282027 Mercedes-Benz GLS
Luxury SUV
Check prices
$1,463$1,199$9,50936 mo$95,400$52,6731.53%Walk away
2292027 Cadillac VISTIQ
Luxury SUV
Check prices
$1,196$889$7,36924 mo$77,500$28,7051.54%Walk away
2302027 Chevrolet Traverse
SUV
Check prices
$634$529$3,78936 mo$40,800$22,8331.55%Walk away
2312027 Mercedes-Benz GLC 300 4MATIC Coupe
Luxury SUV
Check prices
$995$839$5,61736 mo$64,400$35,8211.55%Walk away
2322026 Volkswagen Taos
SUV
Check prices
$410$299$3,99936 mo$26,500$14,7631.55%Walk away
2332026 Volvo EX30
Luxury SUV
Check prices
$603$489$4,08936 mo$38,950$21,6931.55%Walk away
2342026 Ford Maverick
Truck
Check prices
$438$399$1,39836 mo$28,145$15,7621.56%Walk away
2352026 Lexus RX 350h
Luxury SUV
Check prices
$798$659$4,99936 mo$51,175$28,7231.56%Walk away
2362026 Mercedes-Benz EQE SUV
Luxury SUV
Check prices
$1,035$859$6,33336 mo$66,300$37,2571.56%Walk away
2372026 Mercedes-Benz EQE Sedan
Luxury Car
Check prices
$1,035$859$6,33336 mo$66,300$37,2571.56%Walk away
2382027 Nissan Sentra
Sedan
Check prices
$357$279$2,81936 mo$22,890$12,8631.56%Walk away
2392027 Ford Expedition
SUV
Check prices
$999$842$7,51448 mo$63,600$47,9301.57%Walk away
2402026 Lexus TX 500h
Luxury SUV
Check prices
$1,103$909$6,99936 mo$70,460$39,7231.57%Walk away
2412026 Mercedes-Benz CLE 450 4MATIC Cabriolet
Luxury Car
Check prices
$1,233$1,029$7,34336 mo$78,750$44,3871.57%Walk away
2422026 Lexus RZ 450e
Luxury SUV
Check prices
$800$689$3,99936 mo$50,795$28,8031.58%Walk away
2432027 Mercedes-Benz CLE 300 4MATIC Cabriolet
Luxury Car
Check prices
$1,117$929$6,78336 mo$70,850$40,2271.58%Walk away
2442027 Mercedes-Benz E-Class
Luxury Car
Check prices
$1,056$869$6,73336 mo$66,650$38,0171.58%Walk away
2452026 BMW X2
Luxury SUV
Check prices
$770$619$5,41936 mo$48,300$27,7031.59%Walk away
2462026 Lexus ES 350h
Luxury Car
Check prices
$790$679$3,99936 mo$49,700$28,4431.59%Walk away
2472027 Mercedes-Benz CLE 300 4MATIC Coupe
Luxury Car
Check prices
$988$809$6,46136 mo$62,350$35,5851.59%Walk away
2482026 Mercedes-Benz EQS SUV
Luxury SUV
Check prices
$1,455$1,219$8,51336 mo$91,300$52,3971.59%Walk away
2492026 Hyundai Elantra N
Sedan
Check prices
$590$496$3,37636 mo$36,800$21,2321.60%Walk away
2502026 Mercedes-Benz CLE 300 4MATIC Coupe
Luxury Car
Check prices
$980$729$6,03324 mo$60,900$23,5291.61%Walk away
2512026 Chevrolet Traverse
SUV
Check prices
$661$489$4,12924 mo$40,800$15,8651.62%Walk away
2522027 Mercedes-Benz CLE 450 4MATIC Coupe
Luxury Car
Check prices
$1,169$979$6,83336 mo$71,950$42,0771.62%Walk away
2532027 Nissan Frontier
Truck
Check prices
$525$389$4,90936 mo$32,490$18,9131.62%Walk away
2542026 Mazda MX-5 Miata RF
Convertible
Check prices
$626$429$7,09936 mo$38,450$22,5431.63%Walk away
2552027 Mercedes-Benz CLE 450 4MATIC Cabriolet
Luxury Car
Check prices
$1,307$1,089$7,85236 mo$80,350$47,0561.63%Walk away
2562026 Mercedes-Benz CLE 450 4MATIC Coupe
Luxury Car
Check prices
$1,147$859$6,91824 mo$70,350$27,5341.63%Walk away
2572026 Nissan Armada
SUV
Check prices
$963$779$6,61936 mo$58,840$34,6631.64%Walk away
2582026 Mitsubishi Outlander
SUV
Check prices
$502$389$4,38839 mo$30,460$19,5591.65%Walk away
2592026 GMC Sierra EV
Truck
Check prices
$1,039$599$10,55924 mo$62,400$24,9351.66%Walk away
2602026 GMC Yukon
SUV
Check prices
$1,155$899$9,19936 mo$69,600$41,5631.66%Walk away
2612026 Nissan Kicks
SUV
Check prices
$378$299$2,85936 mo$22,730$13,6231.66%Walk away
2622026 Buick Envista
SUV
Check prices
$413$239$4,17924 mo$24,700$9,9151.67%Walk away
2632027 Nissan Armada
SUV
Check prices
$1,073$869$7,34936 mo$64,290$38,6331.67%Walk away
2642026 Cadillac CT4
Luxury Car
Check prices
$610$509$3,64936 mo$36,390$21,9731.68%Walk away
2652026 Lexus ES 500e
Luxury Car
Check prices
$800$689$3,99936 mo$47,500$28,8031.68%Walk away
2662026 Mazda MX-5 Miata
Convertible
Check prices
$511$349$5,81936 mo$30,430$18,3831.68%Walk away
2672026 Chevrolet Trax
SUV
Check prices
$423$299$2,96924 mo$24,995$10,1451.69%Walk away
2682026 Hyundai Venue
Wagon
Check prices
$349$249$3,59936 mo$20,550$12,5631.70%Walk away
2692026 Cadillac CT5
Luxury Car
Check prices
$830$699$5,09939 mo$48,600$32,3601.71%Walk away
2702026 Land Rover Range Rover
Luxury SUV
Check prices
$2,087$1,809$9,99536 mo$121,100$75,1191.72%Walk away
2712026 GMC Yukon XL
SUV
Check prices
$1,250$959$10,48936 mo$72,200$45,0131.73%Walk away
2722027 Nissan Kicks
SUV
Check prices
$394$309$3,04936 mo$22,790$14,1731.73%Walk away
2732026 Porsche Macan Electric
Luxury SUV
Check prices
$1,304$1,049$9,94939 mo$75,300$50,8601.73%Walk away
2742026 Volkswagen Golf GTI
SUV
Check prices
$624$499$4,49936 mo$34,590$22,4631.80%Walk away
2752025 Ford Mustang
Coupe
Check prices
$560$479$3,87148 mo$30,920$26,8631.81%Walk away
2762026 Nissan Leaf
Hatchback
Check prices
$543$459$4,01948 mo$29,990$26,0511.81%Walk away
2772026 Ford Expedition
SUV
Check prices
$1,146$999$5,29936 mo$62,700$41,2631.83%Walk away
2782027 Mercedes-Benz EQS Sedan
Luxury Car
Check prices
$1,881$1,609$9,77736 mo$103,000$67,7011.83%Walk away
2792027 Mercedes-Benz EQE SUV
Luxury SUV
Check prices
$1,253$1,059$6,99436 mo$66,400$45,1181.89%Walk away
2802027 Mercedes-Benz EQS SUV
Luxury SUV
Check prices
$1,743$1,489$9,15736 mo$91,400$62,7611.91%Walk away
2812026 Mitsubishi Eclipse Cross
SUV
Check prices
$540$427$4,42639 mo$27,655$21,0791.95%Walk away
2822026 Porsche Macan
Luxury SUV
Check prices
$1,261$1,049$8,26939 mo$64,600$49,1801.95%Walk away
2832026 GMC Sierra 2500HD
Truck
Check prices
$1,030$799$8,31936 mo$49,295$37,0832.09%Walk away

Sourced from manufacturer websites October 2, 2026. Lease value ratio = (monthly payment + due at signing divided by term) divided by MSRP, times 100. 77 of 283 offers rate above 1.5%.

The worst lease offers we scored

  • 2026 GMC Sierra 2500HD (ratio: 2.09%) $799 a month with $8,319 at signing on a $49,295 truck. True cost is $1,030 a month, the worst ratio in the rankings for a second month.
  • 2026 Porsche Macan (ratio: 1.95%) $1,049 a month with $8,269 at signing over 39 months. That’s $50 a month more than in September, on the same car.
  • 2026 Mitsubishi Eclipse Cross (ratio: 1.95%) $427 a month with $4,426 at signing on a $27,655 crossover. A small car with a large-car cost profile.
  • 2027 Mercedes-Benz EQS SUV (ratio: 1.91%) $1,489 a month with $9,157 at signing on a $91,400 electric SUV. Mercedes still isn’t discounting its 2027 electric range on lease.
  • 2027 Mercedes-Benz EQE SUV (ratio: 1.89%) $1,059 a month with $6,994 at signing on a $66,400 sticker. The 2026 version of the same SUV rates far better.

Our top pick for each vehicle category

One top pick per category, no model repeated. Click through for the full ranked list in each segment.

Best SUV lease
2026 Mazda CX-90 PHEV
$389per month
$2,999 due at signing
36 months, $50,495 sticker
0.94% lease value ratio
Expires Nov 2

The best lease on the site this month. Mazda cut the amount due at signing to $2,999, and that’s what pushed this plug-in three-row to the top.

See all SUV lease deals
Best electric lease
2026 Hyundai IONIQ 9
$419per month
$4,999 due at signing
36 months, $58,955 sticker
0.95% lease value ratio
Expires Nov 2

Last month’s overall winner is still the best fully electric lease. $419 a month on a $58,955 three-row is hard to beat on value.

See all EV and hybrid leases
Best truck lease
2026 Chevrolet Silverado 1500
$329per month
$1,869 due at signing
24 months, $38,145 sticker
1.07% lease value ratio
Expires Nov 4

The best truck lease for a second month running. A 24-month term with $1,869 at signing keeps the true cost down, which is rare on a full-size pickup.

See all truck lease deals
Best luxury lease
2026 Volvo XC40
$369per month
$3,189 due at signing
36 months, $47,300 sticker
0.97% lease value ratio
Expires Nov 2

Volvo takes the luxury top spot from Lexus. At 0.97% the XC40 rates better than most mainstream SUVs this month.

See all luxury lease deals
Best minivan lease
2026 Honda Odyssey
$399per month
$3,999 due at signing
39 months, $42,795 sticker
1.17% lease value ratio
Expires Nov 2

Two minivans carry lease offers this month, the Odyssey and the Carnival. The 2026 Odyssey is the pick, at $399 a month over 39 months.

See all minivan leases
Lowest monthly payment
2026 Toyota Corolla Hatchback
$199per month
$3,999 due at signing
36 months, $24,380 sticker
1.27% lease value ratio
Expires Nov 2

Only two leases come in under $200 a month, both Corollas. The hatchback rates slightly better than the sedan once the $3,999 deposit is counted.

See all leases under $200
Least cash up front
2026 RAM Ram Pickup 1500
$539per month
$2,369 due at signing
42 months, $53,430 sticker
1.11% lease value ratio
Expires Nov 2

$2,369 at signing on a full-size pickup, and still a Fair rating. The 42-month term is longer than most, so check the mileage allowance.

See all zero-down leases
Cheapest total cost
2026 Buick Encore GX
$229per month
$4,229 due at signing
24 months, $26,495 sticker
1.53% lease value ratio
Expires Nov 2

Ranked on what you actually pay across the whole term. $9,725 covers 24 months of payments plus everything due at signing.

See the cheapest leases

Should you lease or buy right now?

Leasing is stronger than buying for most of the top ten this month, and it’s no longer only an electrified story. Seven of the top ten are electric, plug-in or hybrid, but three gas SUVs made the cut, led by the Volvo XC40 at 0.97%.

Further down, the picture changes. 77 of the 283 leases we track sit in walk-away territory above 1.5%. If the car you want is in that group, check its finance offer before you sign a lease.

Lean toward leasing if…
  • You want an electric or plug-in vehicle, where the discounts are
  • You drive under 12,000 miles a year
  • You replace your car every two or three years
  • You would rather not carry the resale risk on an EV
Lean toward buying if…
  • You plan to keep the car more than four years
  • You drive significantly over 12,000 miles per year
  • You want to build equity in the vehicle
  • You are looking at a gas car with weak lease incentives

How to evaluate any deal your dealer shows you

Work out the true monthly cost

The advertised payment hides the deposit. Spread the amount due at signing across the term, add it to the payment, then divide by sticker price. That single number lets you compare a $189 sedan against a $1,809 flagship.

Take your monthly payment, add the amount due at signing divided by the number of months, then divide by the sticker price and multiply by 100.

Adjusted monthly = payment + (at signing / term)
Value ratio = adjusted monthly / sticker x 100

Example: $350/month, $3,000 due at signing, 36 months, $38,000 sticker. Adjusted monthly = $350 + $83 = $433. Ratio = 1.14%. That is fair: acceptable, but there is room to push back.

Why this matters: a lower payment doesn’t always mean a better deal. Compare the top two this month.
CX-90 PHEV: $389 + ($2,999 / 36) = $472 a month on a $50,495 sticker, a 0.94% ratio.
IONIQ 9: $419 + ($4,999 / 36) = $558 a month on a $58,955 sticker, a 0.95% ratio.
The IONIQ 9 costs $86 a month more, yet it’s almost exactly the same value for the money.

What the ratings mean

Every lease on this page is scored the same way, whatever the brand or body style. The bands below are what we use across the site.

Under 0.8% Excellent. Nothing reaches it this month.
0.8% to 1.0% Good. 4 deals, three of them electrified.
1.0% to 1.2% Fair. 41 deals. Worth taking on the right car.
1.2% to 1.5% Average. 161 deals, the bulk of the market.
Above 1.5% Walk away. 77 deals.

How we find and rank lease deals

At the start of each month I visit every major manufacturer’s website and collect their current advertised lease offers directly. No third-party aggregators, no dealer submissions. Every deal in the table above comes straight from the source, verified on the same day.

To rank deals I calculate the Lease Value Ratio: your adjusted monthly cost divided by the vehicle’s sticker price. Adjusted monthly is your stated payment plus the amount due at signing spread evenly across the lease term. This is a comparison tool, not a payment quote. Your actual monthly payment is the figure in the monthly payment column. The adjusted figure exists to let you compare a deal with $1,000 due at signing against a deal with $5,000 due at signing on a fair, equal basis.

I also note lease term length, amounts due at signing, and any loyalty or conquest offers that restrict who qualifies. All deals are verified at publishing and updated at the start of each month. Offers vary by region and credit score. Always confirm current pricing locally before committing.

Frequently asked questions

The 2026 Mazda CX-90 PHEV at a 0.94% lease value ratio. It runs $389 a month with $2,999 due at signing over 36 months on a $50,495 sticker, which works out to $472 a month in true cost.
Under 1.0% is a strong deal. Between 1.0% and 1.2% is fair and worth taking on a car you actually want. Above 1.5% means the lease costs more than the car justifies, and you should look at financing instead.
Mostly. Seven of the top ten leases this month are electric, plug-in or hybrid, and three of the four sub-1% deals are electrified. The exception is the Volvo XC40, a gas SUV at 0.97%.
Lease if your car is in the top of the rankings, where the discounts sit. If it’s one of the 77 leases above 1.5%, check the finance offer first, because the lease is costing you more than the car justifies.
The 2026 GMC Sierra 2500HD at 2.09%, the Porsche Macan and Mitsubishi Eclipse Cross at 1.95%, and the 2027 Mercedes-Benz electric SUVs. All ask more per month than the sticker justifies.
283 in October 2026. 4 rate Good, 41 rate Fair, 161 rate Average and 77 fall into walk-away territory.

These offers may vary based on location, credit score, and financing terms, and are not guaranteed. Use our free service to check discount car prices to get the best prices that include current manufacturer offers and incentives.

Check the Rate Behind Your Lease Payment

A lease quote gives you a money factor, not an interest rate. Multiply it by 2,400 to get the equivalent APR, then check that against what a loan on the same car would cost.