5 Best Car Extended Warranty [Top Companies for 2022]

Best Extended Car Warranties

Extended warranties can help you protect your car (and your wallet) from unforeseen repairs.

Many manufacturers offer extended warranty options, but these tend to come with huge markups from the dealership. Furthermore, you can only purchase a manufacturer warranty while your vehicle is still under factory warranty.

That’s why third-party extended warranty providers can be such a great option.

Today we’ll compare five of the most well-known and highly regarded extended warranty providers: Endurance, YAA, Olive.com, CARCHEX, and CarShield.

Best for Extra Benefits
  • Administers its own policies, from quote to claim
  • Advantage Plan includes vehicle maintenance
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Best Coverage Options
  • Save a minimum of $1,000 for the same coverage as a dealer warranty
  • Coverage plans protect the newest technology features
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Disclosure: I sometimes receive compensation from referrals to companies I mention, but that does not impact my opinions and helps keep this website going. And I only recommend providers that will genuinely benefit my readers.

Best Auto Extended Warranty Provider Comparison

YAAEnduranceOliveCARCHEXCarShield
Plans46356
Max Vehicle Age / Mileage10
Years Old
200,000
Miles
10
Years Old
250,000
Miles
300,000
Miles
Average Monthly CostOften under $100$86 - $124$30 - $80$100 - $160$89 - $129
AvailabilityAll States, EXCEPT California or Mass.All States EXCEPT CaliforniaAll States All StatesAll States EXCEPT California
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Best Extended Warranty for Overall Coverage: YAA

YAA Logo

Our best car extended warranty for overall coverage is YAA.

We chose them because all of their plans include a YAA membership for repair coaching, and their plans also cover the latest technology features. YAA provides additional coverage for EV batteries.

YAA values a customer-centric approach so you will never receive any spam calls. They only apply a flat $500 markup to all plans, which means you can save thousands of dollars when comparing against a dealership warranty.

Learn more in our comprehensive review of YAA extended auto warranty >>

YAA Pros

  • Choose any ASE or AAA Certified Mechanic for Repairs
  • 60-Day Cancellation Period (see how you can cancel a car warranty)
  • Transferable Warranty
  • Affordable Prices
  • Include Roadside Assistance
  • Access to Car-Buying Resources

YAA Cons

Best Extended Warranty for Additional Benefits: Endurance

Endurance Logo WingEndurance is our choice for the best car extended warranty for additional benefits.

Endurance directly provides warranty coverage, and every plan includes one year of Elite benefits.

You can also opt for the Advantage level for ongoing benefits that include vehicle maintenance (which many other providers do not provide), roadside assistance, and other one-time services.

Learn more in our comprehensive review of Endurance extended auto warranty >>

Endurance Pros

  • Direct Warranty Provider (Not a Broker)
  • Can Choose Any ASE-Certified Repair Shop
  • Great Customer Service Reputation
  • Advantage Plan Includes Vehicle Maintenance (Which Is Rare)

Endurance Cons

  • The Vehicle Must Be Under 20 Years Old
  • Must Choose Endurance Elite or Advantage for Lasting Additional Benefits

Best Extended Warranty for Customer Support: Olive.com

Olive Logo PostOur choice for the best car extended warranty provider for customer support and claims is Olive.com.

Olive.com, a digital warranty company, focuses on addressing the common concerns with the lack of transparency in the industry. They are one of the few providers that offer vehicle protection in California, commonly known as an MBI.

Despite being a relatively new company, they have a strong A+ rating on the BBB and 4 out of 5 stars on Google Reviews.

Learn all about Olive.com car warranties and what sets them apart in our full Olive.com extended warranty review >>

Olive.com Pros

  • Mechanical Breakdown Insurance Available in California
  • No Robocalls
  • Can Get Next-Day Coverage (No Inspection)
  • Affordable
  • RepairPal Partner

Olive.com Cons

  • Vehicle Must Be 10 Years Old or Newer
  • Does Not Cover Vehicles Used for Ride-Shares or Commercial Use

Best Extended Warranty for High Mileage Used Cars: CARCHEX

CARCHEX LOGOFor high-mileage used cars, we recommend CARCHEX.

CARCHEX offers five different extended warranty plans to choose from, several of which are geared toward vehicles with over 60,000 miles. For example, their Gold Plan is meant for vehicles with over 60,000 miles, and it covers all powertrain systems.

CARCHEX offers different coverage options for vehicles with up to 250,000 miles, while most other providers cap it at 200,000 miles.

We tell you everything you need to know about CARCHEX in our honest review >>

CARCHEX Pros

  • Strong Customer Service
  • 30-Day Money-Back Guarantee
  • Over Two Decades of Experience
  • Plans Geared Toward Used Vehicles

CARCHEX Cons

  • Additional Fee for Hybrid Vehicles
  • Not as Many Choices for High-End Vehicles

Most Affordable Extended Warranty: CarShield

CarShield LogoCarShield earns the spot as the most affordable car extended warranty available.

CarShield offers 6 different levels of coverage as well as a Roadside Protection Bundle.

While the cost will vary depending on the plan, length of coverage, and your vehicle, they are well-known for being an affordable option. They offer month-to-month contracts as well.

We break down everything you need to know in our CarShield review here >>

CarShield Pros

  • Pick From Any ASE-Certified Repair Shop
  • 24/7 Roadside Assistance
  • Transferable Warranties
  • Affordable Monthly Pricing
  • Unlimited Coverage Periods
  • Offers Coverage for ATVs, Motorcycles, etc.

CarShield Cons

  • Does Not Offer Rental Car Reimbursement With Every Plan
  • You May Have to Wait to Speak With an Agent

Availability & Coverage Comparison

  • Availability Comparison WarrantyYAA: YAA extended warranties are available in all states except California or Massachusetts.
  • Endurance: Endurance extended warranty plans are available for cars with up to 200,000 miles in all states except California.
  • Olive.com: Olive.com extended warranties are available in the entire US including mechanical breakdown insurance in California for vehicles up to 10 years old.
  • CARCHEX: CARCHEX extended warranties are available for vehicles with up to 250,000 miles and in all 50 states.
  • CarShield: CarShield extended warranties cover vehicles with up to 300,000 miles in all states except California.
YAAEnduranceOliveCARCHEXCarShield
Max Vehicle Age / Mileage
10 Years Old
200,000 Miles
10 Years Old
250,000 Miles
300,000 Miles
Availability
All States, EXCEPT California or Massachusetts
All States EXCEPT California
All States
All States
All States EXCEPT California 

Plans Comparison

  • Warranty Plans ComparisonYAA: YAA offers 4 plans with varying levels of coverage.
  • Endurance: Endurance has 6 different plans to choose from including an exclusionary plan that closely matches the manufacturer’s bumper-to-bumper warranties.
  • Olive.com: Olive.com has 3 different plans to choose from including a Complete Care that is similar to the factory warranty.
  • CARCHEX: They offer 5 customizable plans with options for older/high mileage vehicles.
  • CarShield: They have 6 different warranty plans available.
YAAEnduranceOliveCARCHEXCarShield
Plans
4
6
3
5
6

Pricing Comparison

  • Warranty Pricing ComparisonYAA: The average cost of a YAA extended warranty plan is often under $100 per month.
  • Endurance:  On average the total cost for an Endurance extended warranty plan ranges from $2,500 to $3,900. The average monthly cost is around $86-  $124.
  • Olive.com: The average monthly cost of an Olive.com extended warranty plan is $30 - $80.
  • CARCHEX: CARCHEX plans cost around $3,000 on average. This breaks down to  $100 - $160 per month depending on the details of the plan.
  • CarShield: CarShield plans costs roughly $89 - $129 per month.
EnduranceYAAOliveCARCHEXCarShield
Average Monthly Cost
$86 - $124
Often under $100
$30 - $80
$100 - $160
$89 - $129

Customer Satisfaction Comparison

  • Claims Comparison WarrantyYAA: YAA extended warranties are fairly new,  and do not have many reviews. They do have 5 stars on Yelp for 16 reviews, and they share Success Stories on their website.
  • Endurance: Endurance has 4.4 stars on Trustpilot and 3.36 stars on the BBB. Customer reviews praise customer service and the easy claims process.
  • Olive.com: Despite being a newer company, Olive.com has many positive reviews. They have 4.5 stars in Consumer Affairs.
  • CARCHEX: CARCHEX has many positive reviews about their customer service and they have an A+ BBB rating. However, they do only have 3.1 stars on Trustpilot.
  • CarShield: Overall, CarShield has a good reputation. They have 4.1 stars on Google Reviews and 4.0 stars on Trustpilot. Many reviews praise the simple, easy claims process. However, other reviews state the opposite.
EnduranceYAAOliveCARCHEXCarShield
Customer Satisfaction
C on BBB, 4.4 Trustpilot
5 on Yelp
A+ BBB, 4.5 Consumer Affairs
A+ BBB, 3.1 Trustpilot
4.1 Trustpilot

Additional Benefits Comparison

  • Additional Benefits Comparison WarrantyYAA: With a YAA extended warranty, you receive car-buying advice and resources, towing for up to 150 miles, roadside assistance, and trade-in value assessment.
  • Endurance: All Endurance extended warranties come with one free year of Endurance Elite Benefits. These benefits include tire repair & replacement, $1,000 of total loss replacement, a $500 collision discount for up to two accidents, $500 key fob replacement, and 24/7 roadside assistance.
  • Olive.com: Olive.com extended warranty benefits include towing and rental car reimbursement.
  • CARCHEX: CARCHEX plans come with some key additional benefits including rental car reimbursement, trip interruption, and roadside assistance.
  • CarShield: CarShield's additional benefits include roadside assistance. You can also purchase a roadside protection bundle for an additional fee.
EnduranceYAAOliveCARCHEXCarShield
Additional Benefits
Roadside Assistance, Rental Car Reimbursement, Trip Interruption Coverage, 1 Year of Endurance Elite Benefits
Car-Buying Assistance, Towing for up to 150 Miles, Roadside Assistance, Trade-in Value Checker 
Towing, Rental Car Reimbursement
Rental Car Reimbursement, Roadside Assistance, Trip-Interruption 
24/7 Roadside Assistance, Roadside Protection Bundle (Additional Cost)

Methodology: How We Determined Our Picks

How We Determined Picks WarrantyHow did we determine our picks for the various categories of the best extended car warranties?

We did a careful analysis of the top providers out there. We looked at their coverage plans, including the number of plans and what each covered, the websites, their transparency/ease of use, customer reviews, and any additional benefits. We analyzed this key information for each of the car warranty providers, compiling individual reviews before performing our comparison.

At every step of the process, we made sure to use an unbiased approach and prioritize the best interest of you, the customer.

Best for Extra Benefits
  • Administers its own policies, from quote to claim
  • Advantage Plan includes vehicle maintenance
Get Quote
Best Coverage Options
  • Save a minimum of $1,000 for the same coverage as a dealer warranty
  • Coverage plans protect the newest technology features
Get Quote

 

Frequently Asked Questions

What is the best third-party extended warranty provider?

YAA, CarShield, CARCHEX, Olive.com, and Endurance are top-rated third-party extended warranty providers. There is no one answer for the best provider; it depends on your needs, budgets, location, and more. We recommend you obtain quotes from these providers to learn which is best for you. But if we had to pick, YAA and Endurance offer the best plans and benefits.

What is the best third-party extended warranty for used cars?

Several third-party extended warranty providers offer plans for used cars. We recommend CARCHEX for high-mileage used cars, as they have several options catered to high-mileage vehicles. Still, you should get quotes from several sources before making a decision.

Which car manufacturer has the best extended warranty?

Many car manufacturers offer compelling extended warranties on their vehicles. In 2022, Genesis, Hyundai, and Mitsubishi offer the two best extended warranties with coverage for 5 years / 60,000 miles and a Powertrain warranty of 10 years / 100,000 miles.

Who has the best powertrain warranty?

Hyundai, Mitsubishi, and Genesis offer the best powertrain warranties with coverage of up to 10 years / 100,000 miles. All of the third-party warranty providers also offer powertrain coverage.

What extended warranty providers are available in California?

Many extended warranty providers are not available in California due to strict laws and regulations. However, there are a few Mechanical Breakdown insurance providers available in that state, including Olive.com, CARCHEX, and autopom!.

What is a good price for an extended warranty?

The price of an extended warranty can vary immensely depending on several factors. In general, the average cost of an extended warranty comes in at a little under $2,500 for the total plan. Based on the costs of the providers we reviewed, the monthly cost may vary from $50-$175 per month.