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Sam’s Club Auto Buying Program Review: Is It a Good Deal?

Sams Club Review

Sams Club Review

Much like Costco's car buying program, Sam’s Club offers competitive pricing on new and used cars for its members. But is it worth buying a car through the Sam's Club car buying program?

Being a member of Sam's Club can get you additional perks and discounted pricing, however, other times you may be able to get a better deal elsewhere.

Check out our detailed review of the Sam’s Club Auto Buying Program and see if it's as good as advertised.

What Is Sam’s Club Auto Buying Program?

Sams Club LogoThe Sam’s Club Auto Buying program is a car-buying service that connects car buyers with dealerships. You can search for the vehicle you are looking for, and the program will show you the dealership with the best price.

The Sam’s Club program is for members of Sam’s Club, and it can help them buy vehicles from Certified Dealers online or in-person for a discounted price.

Is Sam’s Club Auto Buying Program Legit?

TrueCar LogoYes, the Sam’s Club Auto Program is legit. It’s powered by TrueCar. TrueCar is a well-known and established online platform that connects shoppers to certified dealers. Check out our full review on TrueCar here. 

Does Sam’s Club Offer Financing on a Car?

Sam’s Club does not offer financing options for car purchases. However, you can use the financing offered through the dealership or a third-party source.

Can You Negotiate with Sam’s Club on the Vehicle Price?

Sams Club NegotiationThe prices that you receive at Sam’s Club are pre-negotiated. Unfortunately, this means that you won’t be able to negotiate the price with the dealer.

Part of the reason for using the Sam’s Club program is to save on the hassle of negotiating while enjoying the discounted price for Sam’s Club members.

Sam’s Club Car Buying Steps

Here’s the process for buying a car with Sam’s Club:

1. Confirm Membership

To use the program, you must be a Sam’s Club member. There are two tiers of membership; Club for $45/year and Plus for $100/year.

2. Search Inventory & Configure

After confirming your membership, you can search for inventory. You can search for used and new cars or just browse inventory.

  • New Cars. Sam's Club allows you to browse by make and model and gives you the option to configure your preferences or go with the default build. You can pick the style/trim, exterior color, interior color, and any optional features.
  • Used Cars. Sam's Club allows you to browse by make and model, body style, or by price. You can also apply filters for mileage, title condition, features, if it's a CPO vehicle, if the dealership offers home delivery (Buy From Home Program), and many more.

Sams Club Browse

3. Receive Discounted Pricing

You can view the pricing summary and MSRP with the TrueCar market average price. They will also show you what nearby customers paid for the vehicle.

Request the discounted price by entering your name, phone number, and address. Then, you’ll receive personalized offers from TrueCar Certified Dealers.

Sams Club New Car Listing

4. Contact the Dealer

If you find an offer you like, reach out to the dealer. You can finalize the purchase all online, or you can set up a test drive.

Some dealerships are part of TrueCar's Buy from Home program, which means the dealer will deliver the vehicle to you and handle all paperwork remotely.

5. Report the Purchase to Receive Benefits

After finalizing the purchase, notify the Sam’s Club program to ensure you get all your benefits. You must contact Sam's Club within 45 days of the vehicle purchase. These benefits apply to both new and used cars, but the car must be bought from a "Certified Dealer" to qualify. Some of the benefits you receive include:

  • 20% of auto repair expense reimbursement up to $500, twice a year
  • Up to two $500 auto insurance deductible reimbursements per year
  • Access to a certified mechanic for any questions

Does Sam’s Club Do Delivery on Vehicles?

Sams Club FiltersSam’s Club does not directly offer vehicle delivery, but most dealerships may offer vehicle delivery for an added price.

However, be on the lookout for TrueCar's "Buy from Home" program. If the vehicle listing has the "Buy from Home" tag, they will deliver the car to your home and handle all the paperwork remotely.

Sam's Club Auto Buying Program Policies

  • Guaranteed savings off the MSRP of new vehicle purchases and exclusive member savings for used cars.
  • Shop from Certified Dealers.
  • Only available to Sam’s Club members.
  • Must report the TrueCar purchase within 45 days to receive the benefits.
  • Some benefits are not available in NY or NH.

Does Sam’s Club Offer Specials or Incentives?

Sam’s Club does not offer any other incentives on the Auto Program, but they often offer them for memberships. Since you need to be a member to take advantage of the Auto Program, it’s worth keeping an eye out for membership specials. Some of the incentives make the first month of membership essentially free.

How Much of a Discount Can You Get Through Sam’s Club Auto Buying Program?

According to Sam’s Club, members saved an average of $3,463 off the MSRP when buying a new vehicle between 1/1/20 and 12/31/20. In addition to saving on the vehicle’s purchase price, members enjoy the numerous perks once they report their purchase to Sam’s Club. Of course, member’s actual discount varies greatly depending on their location, specific vehicle, dealer, dealer incentives, and more.

Sams Club Pricing

Sam’s Club Auto Buying Program Review – The Good & Bad

Pros: Here’s What I Like About the Sam’s Club Auto Program

  • Sams Club ProsFair Price. It shows you what others in your area paid for the same vehicle, which can help you get a fair price.
  • No or Limited Dealership Visit. Save time at the dealership.
  • Online. Receive pricing from a dealer online, including the discounts and incentives available.
  • Member Savings. On average, members save $3,463 on new car purchases.
  • Member Perks. Enjoy Sam’s Club perks for other costs of car ownership like batteries, tires, free flat tire repair, and more.
  • Savings on Gas. Exclusive gas discounts at Sam’s Club locations.
  • Free Vehicle History Report. Sam's Club provides a free vehicle history report through AutoCheck.

Cons: Here’s What I Don’t Like About Sam’s Club Auto Program

  • Sams Club ConsNo Negotiation. While the program provides discounted prices for members, there’s no guarantee that the price is the best possible option. There’s always a chance you could negotiate a better price on your own.
  • Dealership Follow-Ups. Dealerships may continue to call even if you requested the final Sam’s Club price but did not go through with the purchase.
  • TrueCar is Free. You can use TrueCar without the cost of a Sam’s Club membership.
  • Limited to TrueCar Inventory. The program only shows TrueCar’s inventory, meaning you may not see all used cars available in your area.

Is It Possible to Beat Sam’s Club Auto Program Prices?

Sams Club PricesIt is absolutely possible to beat Sam’s Club prices. To get the best car price, you should leverage multiple sources. Check several car-buying programs to look for deals, and contact dealers on your own.

While negotiating on your own takes more time and effort, it may be able to save you even more than Sam's Club Auto Program prices.

Alternative to Sam’s Club Auto Buying Program

While the Sam’s Club Auto Program may be a good option for existing members, it’s not the only way to save when buying a car. Here are some other alternatives to consider:

Can I Buy a Car From BJ's?

Unfortunately not, BJ's ended their auto buying program. However, members can still get exclusive savings and free maintenance on tires.

Used Car Deal Search

Frequently Asked Questions

How is Sam’s Club related to TrueCar?

TrueCar powers the Sam’s Club Auto Program. Essentially, shoppers complete the process through TrueCar and simply report the purchase to Sam’s Club for additional perks.

Is it worth buying a car through the Sam’s Club Auto Buying Program?

If you are shopping for a new or used car, it’s well worth looking at the Sam’s Club Auto Buying Program to check prices. This is especially true for current members. However, if you are not a member and are only considering purchasing the membership for the program, only do so when Sam’s Club offers incentives.

Does Sam’s Club sell used cars?

Sam’s Club does not sell cars, but their Auto Program does connect buyers with used cars. You can use their program to shop for used cars.

Does Sam’s Club sell new cars?

Sam’s Club does not sell any cars, but you can shop for new cars using their Auto Buying Program, which connects you to a network of dealers.

Does Sam’s Club lease cars?

Sam’s Club does not lease cars, and you cannot use their Auto Buying Program for a vehicle lease at this time.

Why should I buy a car through Sam’s Club Auto Buying Program?

If you are a Sam’s Club Member, you should at least consider purchasing through the Auto Program. Ultimately, you should buy from the program if it’s where you can get the best deal. Keep in mind that pre-negotiated deals will save you a lot of time, but may not be the best price.

Can you trade in your vehicle through Sam’s Club Auto Buying Program?

The program does not include trade-ins. However, you may be able to negotiate your trade-in separately with the dealer.

Can you sell a car through Sam’s Club?

No, right now you cannot sell a car through Sam’s Club, you can only purchase vehicles.