What is Find the Best Car Price and Why is it Free?

Car Finance

Short-term car leases (What you need to know)

Short Term Car Lease

Yes, you can get a 1 year car lease, a 6 month car lease, and even a 3 month car lease. But is it actually a good idea? Let’s look at the pros and cons of a short-term car lease. But first… What is a Short-Term Car Lease? Leasing a car is similar to renting […]

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The Pandemic’s effect on car loans…Is it time to refinance?

Is it time to refinance your car loan?

Most people are already hurting from the economic punch of the coronavirus.  A small consolation is that interest rates are getting lower and you may be able to save money by refinancing your car loan. Why it might be time to refinance In February 2020, according to Edmunds the average APR (annual percentage rate) on […]

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What is Dealer Holdback?

What is dealer holdback

Dealer holdback is a percentage of the price of a new car, typically 2-3% of MSRP, that is returned to a dealer from the manufacturer after a car is sold.  It’s important to know that holdback is typically not up for negotiation and not all manufacturers even provide it to to dealers. Holdback is money […]

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How to Use a Vehicle Escrow Service (Protect Yourself from Auto Fraud)

If you’re buying a used car from a local dealership you probably do not have to worry about payment fraud.  The dealership has a physical location, plenty of cars in inventory, and a lot to lose by stealing your money. But when buying a used car from an unknown private party or dealership online, you […]

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Cash, Credit, or Finance – What will get you the best deal?

Make no mistake, dealers want you to finance or lease a car from them.  They simply won’t make as much profit from cash-only buyers. But you can still play the system and get a good deal whether you finance or pay cash.  And in one case, you can even use a credit card advantageously.  Let’s […]

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Negotiating Car Dealer Add-On’s & Accessories

Beware car dealership add ons and extended warranty from Finance Office

So you’ve learned how to negotiate a new car and think that guarantees you a good deal.  Well think again!  Did you know a majority of a car dealer’s profit comes from add-ons in the Finance Office? Dealerships want you to think the hard part is over and that it’s time to let your guard down.  But as you’re getting ready […]

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How to buy a car with bad credit…Get a loan and then GET OUT of the loan!

how to buy a car with bad credit

If you’re one of the millions of Americans who have bad credit, it’s important to know that you still have options when trying to find money to buy a car.  You’re likely to pay a lot more in interest than a borrower with good credit, but you don’t have to be stuck in a bad […]

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What are the different roles of the people at a car dealership?


Shopping for a car can be a daunting task. There’s the pressure of finding the right car, then you’ve got to negotiate the deal, and figure out how to pay for it all. So let’s eliminate one of the ‘pressure points’ by examining who works at the car dealership, and what their role is in […]

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How to buy a car with bad credit

Review of True-Car

Bad credit doesn’t mean you’re a bad person. But it’s easy to feel like one when you get turned down for a loan. That salesman suddenly stops being your best buddy, and you get shooed out the door like a drunk uncle at a wedding. You still need a car to get back and forth […]

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Deciphering a vehicle history report

Thanks to computers and the internet, we have instant access to data. It would’ve taken weeks to obtain ownership information in the 1970’s. Letters would have to be written, file cabinets would cough up information, then typewriters would smudge out a response. All you really had to rely on back then was the seller’s word. […]

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