Auto Loan Calculator

This calculator will help you determine your monthly car or truck payment and how much car you can afford.

This calculator provides an estimate of your car payment but accuracy is not guaranteed and may not reflect all fees and taxes.

If you are looking to see how much you can save by refinancing your auto loan, use this calculator instead.

How to use this car loan payment calculator

Enter your car loan terms to see how much your monthly payments could be.  You can adjust your down payment, the length of the loan, or the interest rate to see how those changes will affect your car or truck payments.

If you'd like to see how manufacturer promotions like rebates or low APR affect your loan payment, check out this calculator instead.

When determining your monthly budget, remember to also include gas, insurance, and set aside money for maintenance and unexpected repairs.

Can you negotiate auto financing?

Yes, auto financing is negotiable and here's how to do it.  Get loan offers from any of the online lenders below and compare rates.  Take the best of these with you to the dealership and ask the Finance Office if they can beat the interest rate.